Scott Carlin
Loan Officer at Xpert Home Lending
NMLS ID 2613509 (opens in a new tab) · verify at NMLS Consumer Access
Scott Carlin (NMLS 2613509) is Loan Officer at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO133041). Also lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and VA loan. Licensed since 2024 (per Florida records). States 20 years of experience.
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2024 (per Florida records)
- 20 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO133041, since 2024), verified 2026-10-09.
Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Scott Carlin is a 20-year U.S. Air Force veteran specializing in VA loans and military financing. He serves FL and TX, helping veterans, active-duty service members, and first-time homebuyers navigate their financing options.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Background in residential real estate and real estate investing
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Scott Carlin (NMLS 2613509), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/scott-carlin-2613509, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.