Stacey Dowling
Loan Officer at Xpert Home Lending
NMLS ID 196631 (opens in a new tab) · verify at NMLS Consumer Access
Stacey Dowling (NMLS 196631) is Loan Officer at Xpert Home Lending. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Alabama, Arkansas, California, District of Columbia, Georgia, Hawaii, Iowa, Illinois and 12 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Licensed since 2007 (per Colorado records).
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2007 (per Colorado records)
- 23 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Arkansas, California, Colorado, District of Columbia, Georgia, Hawaii, Iowa, Illinois, Kansas, Kentucky, Louisiana, Michigan, Missouri, Mississippi, Montana, North Carolina, Nebraska, New Mexico, Ohio, Pennsylvania, Wyoming
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO141798, since 2025), CO (opens in a new tab) (100018216, since 2007), PA (opens in a new tab) (119521), verified 2026-10-09.
Lender-reported: AL, AR, CA, DC, GA, HI, IA, IL, KS, KY, LA, MI, MO, MS, MT, NC, NE, NM, OH, WY are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
With over 30 years of experience, Stacey works with first-time buyers, high net worth borrowers, and investors, using a consultative approach and strong problem-solving skills to customize financing solutions.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Stacey Dowling (NMLS 196631), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/stacey-dowling-196631, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.