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Shane Higgins, photo from Total Mortgage Services

Shane Higgins

Senior Mortgage Banker at Total Mortgage Services · Milford, CT

NMLS ID 2020715 (opens in a new tab) · verify at NMLS Consumer Access

Shane Higgins (NMLS 2020715) is Senior Mortgage Banker at Total Mortgage Services, based in Milford, CT. Licensed in Florida, confirmed with the state regulator (license LO84004). Also lists Connecticut, Massachusetts, North Carolina, New Hampshire, New Jersey and Vermont on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2021 (per Florida records).

Last verified . Sources: Total Mortgage Services (totalmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: totalmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Connecticut, Massachusetts, North Carolina, New Hampshire, New Jersey, Vermont

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO84004, since 2021), verified 2026-10-09.

Lender-reported: CT, MA, NC, NH, NJ, VT are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at Total Mortgage Services (opens in a new tab)

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Employment history

  1. Total Mortgage Services NMLS 2764

    Current · Milford, CT · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Shane has extensive experience supporting hundreds of unique lending scenarios and works across Connecticut and Massachusetts offices. He specializes in first-time homebuyers and seasoned homeowners, staying informed on market trends and financing options.

Our summary of the lender page. Verified 2026-10-09.

Community
Has a dog named Duey; enjoys spending time with family and friends
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Shane Higgins (NMLS 2020715), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/shane-higgins-2020715, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.