Stephanie Phillips
Branch Manager at Top Flite Financial, Inc. · Johnson City, TN
NMLS ID 491090 (opens in a new tab) · verify at NMLS Consumer Access
Stephanie Phillips (NMLS 491090) is Branch Manager at Top Flite Financial, Inc., based in Johnson City, TN. Licensed in Florida, confirmed with the state regulator (license LO144930). Also lists Kentucky, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: February 11, 2026 (Florida), per state regulator.
Last verified . Sources: Top Flite Financial, Inc. (tfhomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 11, 2026 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Kentucky, Tennessee, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144930, first effective 2026-02-11), verified 2026-10-15.
Lender-reported: KY, TN, VA are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Top Flite Financial, Inc. NMLS 4181
Current · Johnson City, TN · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · tfhomeloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Stephanie Phillips (NMLS 491090), Top Flite Financial, Inc.. LenDb.ai, https://lendb.ai/lo/stephanie-phillips-491090, last verified 2026-10-15.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.