Sterling Smith, photo from First Community Mortgage

Sterling Smith

VP, Branch Manager at First Community Mortgage · Shelbyville, TN

NMLS ID 1726806 (opens in a new tab) · verify at NMLS Consumer Access

Sterling Smith (NMLS 1726806) is VP, Branch Manager at First Community Mortgage, based in Shelbyville, TN. Focus areas shown on the lender page: VA loan, FHA loan, First-time buyer and USDA loan.

Last verified . Sources: First Community Mortgage (firstcommunitymortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: firstcommunitymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Contact

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Employment history

  1. First Community Mortgage NMLS 629700

    Current · Shelbyville, TN · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Sterling has been originating mortgages since 2019 and is recognized as Top Mortgage Lender in Bedford County for four consecutive years, FCM's Top Producer in 2023-2024, and Top Rural Lender in Tennessee in 2024. He specializes in first-time homebuyers, veterans, and USDA, FHA, and conventional loans.

Our summary of the lender page. Verified 2026-10-09.

Experience
since 2019
Source (opens in a new tab), verified 2026-10-09
Credentials
Top Mortgage Lender in Bedford County for past 4 years
Source (opens in a new tab), verified 2026-10-09
Credentials
FCM's Top Producer in 2023 and 2024
Source (opens in a new tab), verified 2026-10-09
Credentials
Top Rural Lender in Tennessee in 2024
Source (opens in a new tab), verified 2026-10-09
Credentials
Recognized in Scotsman's Guide
Source (opens in a new tab), verified 2026-10-09
Education
Graduated Summa Cum Laude from Middle Tennessee State University
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · firstcommunitymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · firstcommunitymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · firstcommunitymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · firstcommunitymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · firstcommunitymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Sterling Smith (NMLS 1726806), First Community Mortgage. LenDb.ai, https://lendb.ai/lo/sterling-smith-1726806, last verified 2026-10-09.

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