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Loan programs · Tennessee

USDA loan officers in Tennessee

As of 2026-10-09, LenDb lists 100 loan officers licensed in or based in Tennessee whose lender pages show USDA loan work. The top-ranked are Andrew Schmidt (Churchill Mortgage, Scottsdale), Summer Robertson (Union Home Mortgage, Ooltewah) and Kevin Holmes (NFM Lending, Linthicum). Ranking is lender-neutral: specialty evidence first, then a license in TN, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Andrew SchmidtNMLS 201143

    Churchill Mortgage · Scottsdale, AZ · licensed in 7 states

    • USDA loan
    • FHA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    Summer RobertsonNMLS 1009959

    Union Home Mortgage · Ooltewah, TN · licensed in 5 states

    • USDA loan
    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • Branch in Tennessee
    • 6 years licensed
  3. 3

    Kevin HolmesNMLS 193246

    NFM Lending · Linthicum, MD · licensed in 23 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Jolayne CraigNMLS 290277

    Atlantic Coast Mortgage · Fredericksburg, VA · licensed in 4 states

    • USDA loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 30 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Trevor CobbNMLS 1582684

    Highlands Residential Mortgage · Brentwood, TN · licensed in 8 states

    • USDA loan
    • Down payment assistance
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • Branch in Tennessee
    • 5 years licensed
  6. 6

    Nathan SolidayNMLS 166402

    Success Mortgage Partners · Sellersburg, IN · licensed in 3 states

    • USDA loan
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Lori JuleNMLS 190409

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Gilbert SalazarNMLS 344711

    Guild Mortgage · Irvine, CA · licensed in 7 states

    • USDA loan
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Don WatersNMLS 82361

    Fairway Independent Mortgage Corporation · Clayton, NC · licensed in 11 states

    • USDA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Meg HicksNMLS 994024

    CrossCountry Mortgage · Vestavia, AL · licensed in 4 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Jason BlackNMLS 157556

    Success Mortgage Partners · Cookeville, TN

    • USDA loan
    • Self-employed
    • FHA loan
    • First-time buyer
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • Branch in Tennessee
    • 30 years experience (stated on lender page, 2026-10-09)
  12. 12

    Matt MierasNMLS 245686

    Guild Mortgage · Charleston, SC · licensed in 8 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Samuel TimlickNMLS 2776469

    NFM Lending · Johnson City, TN · licensed in 2 states

    • USDA loan
    • FHA loan
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • Branch in Tennessee
    • No disciplinary actions on file at LenDb
  14. 14

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • USDA loan
    • DSCR loan
    • FHA loan
    • First-time buyer
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Amy GossNMLS 194181

    Guild Mortgage · Jacksonville, NC · licensed in 12 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    John SchwabNMLS 223945

    Guild Mortgage · Aurora, IL · licensed in 10 states

    • USDA loan
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Jordan HeatherlyNMLS 1312244

    Churchill Mortgage · Brentwood, TN · licensed in 13 states

    • USDA loan
    • FHA loan
    • Non-QM loan
    • Real estate investor
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • Branch in Tennessee
    • 5 years licensed
  18. 18

    Mea DanigelisNMLS 770981

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 9 states

    • USDA loan
    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Sam KlaburnerNMLS 140132

    Loan Factory · licensed in 4 states

    • USDA loan
    • Down payment assistance
    • DSCR loan
    • FHA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Dave MuehlbauerNMLS 279859

    First Community Mortgage · Murfreesboro, TN

    • USDA loan
    • Construction loan
    • FHA loan
    • Jumbo loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Branch in Tennessee; no license list on file yet, verify at NMLS Consumer Access
    • 30 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  21. 21

    Craig CusickNMLS 210381

    Fairway Independent Mortgage Corporation · Phoenix, AZ · licensed in 7 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Beth PrickettNMLS 450053

    Guild Mortgage · Aurora, IL · licensed in 6 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    James DealNMLS 461209

    Homeowners Financial Group · Atlanta, GA · licensed in 5 states

    • USDA loan
    • Bank statement loan
    • FHA loan
    • Foreign national
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Cari ZepedaNMLS 1939523

    Guild Mortgage · Aurora, IL · licensed in 11 states

    • USDA loan
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Oleg TkachNMLS 90937

    NFM Lending · Lynnwood, WA · licensed in 24 states

    • USDA loan
    • FHA loan
    • Real estate investor
    • VA loan
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Property location and household income limits must both qualify, and USDA approval adds time to the closing.

  • Is this address in a USDA eligible area?
  • Does my household income fall under the limit for this county?
  • How long does USDA approval take with you right now?

More about USDA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in TN or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=usda&state=TN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.