Steve McIntosh
Loan Officer at CrossCountry Mortgage · Ponte Vedra Beach, FL
NMLS ID 648887 (opens in a new tab) · verify at NMLS Consumer Access
Steve McIntosh (NMLS 648887) is Loan Officer at CrossCountry Mortgage, based in Ponte Vedra Beach, FL. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, VA loan, Non-QM loan and HELOC. Earliest state license record: March 26, 2026 (Florida), per state regulator.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 26, 2026 (Florida), per state regulator
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO146240, first effective 2026-03-26), CO (opens in a new tab) (100545496, first effective 2026-05-15), verified 2026-10-09.
Lender-reported: GA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Ponte Vedra Beach, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Steve offers nearly 20 years of home financing experience and specializes in helping first-time homebuyers, Veterans and Service Members. He has lived in Northeast Florida since 1995.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Active in church, youth sports, and local organizations; lived in Northeast Florida since 1995
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Steve McIntosh (NMLS 648887), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/steven-mcintosh-648887, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.