Theresa Miglino
Senior Loan Officer at Embrace Home Loans · Wilmington, DE
NMLS ID 453791 (opens in a new tab) · verify at NMLS Consumer Access
Theresa Miglino (NMLS 453791) is Senior Loan Officer at Embrace Home Loans, based in Wilmington, DE. Licensed in Pennsylvania, confirmed with the state regulator (license 51921). Also lists Delaware, Maryland and New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, New construction, Down payment assistance, FHA loan and USDA loan.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- First-time buyerlender page
- New constructionlender page
- Down payment assistancelender page
- FHA loanlender page
- USDA loanlender page
- VA loanlender page
Where we saw these: embracehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Delaware, Maryland, New Jersey, Pennsylvania
✓ Confirmed with the state regulator: PA (opens in a new tab) (51921), verified 2026-10-09.
Lender-reported: DE, MD, NJ are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Wilmington, DE · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Theresa is a dedicated loan officer serving Wilmington and surrounding areas including Pike Creek, Kennett Square, and Elkton. She specializes in helping first-time homebuyers, refinancing clients, and those with new construction or post-divorce financing needs.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Wilmington, Pike Creek, Kennett Square, Elkton
- Source (opens in a new tab), verified 2026-10-09
- Community
- Participates in BNI group in Central Chester County, PA
- Source (opens in a new tab), verified 2026-10-09
- Community
- Passionate about supporting Special Olympics
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Theresa Miglino (NMLS 453791), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/theresa-miglino-453791, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.