Timothy Miller, photo from Empire Home Loans

Timothy Miller

Loan Officer at Empire Home Loans · Fair Oaks, CA

NMLS ID 2400816 (opens in a new tab) · verify at NMLS Consumer Access

Timothy Miller (NMLS 2400816) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA.

Last verified . Sources: Empire Home Loans (empirehomeloans.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Contact

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    View profile at Empire Home Loans (opens in a new tab)

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    Employment history

    1. Empire Home Loans NMLS 1839243

      Current · Fair Oaks, CA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Timothy began his mortgage career in private money lending, then transitioned to conventional financing. He specializes in structuring deals for first-time homebuyers, investment properties, and experienced investors.

    Our summary of the lender page. Verified 2026-10-09.

    Education
    Cal Poly San Luis Obispo, Business major with Real Estate concentration and Economics minor
    Source (opens in a new tab), verified 2026-10-09
    Role
    Started career in private money sector, transitioned to standard conventional financing
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
    Summarylender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
    Contactlender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
    Photolender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Timothy Miller (NMLS 2400816), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/timothy-miller-2400816, last verified 2026-10-09.

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