Wendy St Clair

Loan Officer at Empire Home Loans · Fair Oaks, CA

NMLS ID 475089 (opens in a new tab) · verify at NMLS Consumer Access

Wendy St Clair (NMLS 475089) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Lists Arizona, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 20 years of experience.

Last verified 2026-10-09. Sources: Empire Home Loans (empirehomeloans.com) and NMLS Consumer Access (license status, check live).

20 years experience (stated)
3 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

First-time buyerlender page

Where we saw these: empirehomeloans.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

Arizona, Oregon, Washington

Lender-reported: AZ, OR, WA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Wendy has 20+ years in mortgage lending, starting one of Oregon's first mortgage brokers. Licensed in Oregon, Washington, and Arizona; experienced in first-time buyer education, grant programs, and working with minority initiatives.

Our summary of the lender page. Verified 2026-10-09.

Role: Started one of the first mortgage brokers in Oregon; Source (opens in a new tab), verified 2026-10-09
Education: Portland State University, studied Business Administration; Source (opens in a new tab), verified 2026-10-09
Education: U.S. Grant High School, N.E. Portland; Source (opens in a new tab), verified 2026-10-09
Credentials: Oregon notary license; Source (opens in a new tab), verified 2026-10-09
Credentials: National Notary Association Certified signing agent Certification; Source (opens in a new tab), verified 2026-10-09
Community: Provided education and financing for African American Alliance and PCRI clients; Source (opens in a new tab), verified 2026-10-09

Sources

Name and employer	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
Licensed states	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
Specialties	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
Summary	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
Photo	lender site · empirehomeloans.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Wendy St Clair (NMLS 475089), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/wendy-st-clair-475089, last verified 2026-10-09.

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