Virginia Fargo
Loan Officer at Empire Home Loans · Fair Oaks, CA
NMLS ID 299320 (opens in a new tab) · verify at NMLS Consumer Access
Virginia Fargo (NMLS 299320) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO75908). Focus areas shown on the lender page: Down payment assistance. Earliest state license record: October 15, 2020 (Florida), per state regulator. States 13 years of experience.
Last verified . Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: October 15, 2020 (Florida), per state regulator
- 13 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: empirehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO75908, first effective 2020-10-15), verified 2026-10-09.
Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Virginia has lived in Arizona for 23 years with a degree in biochemistry from Arizona State University. She brings 13 years of retail mortgage experience and transitioned to the broker channel in 2023 to offer better options and rates.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Arizona State University, degree in biochemistry with minor in liberal arts
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Virginia Fargo (NMLS 299320), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/virginia-fargo-299320, last verified 2026-10-09.
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