Valerie Leonard
Mortgage Banker at First Citizens Bank · Greenville, SC
NMLS ID 415176 (opens in a new tab) · verify at NMLS Consumer Access
Valerie Leonard (NMLS 415176) is Mortgage Banker at First Citizens Bank, based in Greenville, SC. Lists Georgia and South Carolina on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: USDA loan, Renovation loan (203k / HomeStyle), FHA loan, Self-employed and VA loan.
Last verified . Sources: First Citizens Bank (bankers.firstcitizens.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- USDA loanlender page
- Renovation loan (203k / HomeStyle)lender page
- FHA loanlender page
- Self-employedlender page
- VA loanlender page
- Vacation homelender page
Where we saw these: bankers.firstcitizens.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: GA, SC are listed on the lender page, not yet checked with the state regulator.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
First Citizens Bank NMLS 503941
Current · Greenville, SC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Valerie has over 25 years in residential lending as an originator, with prior experience as a loan processor and underwriter. She specializes in first-time homebuyer, construction, conventional, jumbo, government and medical professional loans.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Prior experience as mortgage loan processor and underwriter
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Valerie Leonard (NMLS 415176), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/valerie-leonard-415176, last verified 2026-10-09.
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