Borrower situations · South Carolina
Loan officers for self-employed borrowers in South Carolina
As of 2026-10-09, LenDb lists 50 loan officers licensed in or based in South Carolina whose lender pages show Self-employed work. The top-ranked are James Igbinovia (CrossCountry Mortgage, Scottsdale), Donna King (Union Home Mortgage, Asheville) and Larry Vindman (CrossCountry Mortgage, Union). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- Self-employed
- Construction loan
- Jumbo loan
- USDA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Donna KingNMLS 637803
Union Home Mortgage · Asheville, NC · licensed in 3 states
- Self-employed
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 3
Larry VindmanNMLS 103147
CrossCountry Mortgage · Union, NJ · licensed in 7 states
- Self-employed
- Real estate investor
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 17 years of experience (lender page, 2026-10-09)
- 4
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- Self-employed
- Bank statement loan
- DSCR loan
- FHA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 5
Jevon RobertsonNMLS 763752
LeaderOne Financial · Oak Brook, IL · licensed in 7 states
- Self-employed
- Down payment assistance
- First-time buyer
- Real estate investor
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 6
Chris CaldwellNMLS 1996815
CrossCountry Mortgage · Greenville, SC · licensed in 5 states
- Self-employed
- Low credit score
- Real estate investor
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Greenville, SC
- Licensed since 2022 (per Florida records)
- 7
Cameron CastronovaNMLS 1605079
CrossCountry Mortgage · Melville, NY · licensed in 6 states
- Self-employed
- Non-QM loan
- Real estate investor
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 9 years of experience (lender page, 2026-10-09)
- 8
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- Self-employed
- First-time buyer
- Real estate investor
- Condo
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 9
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- Self-employed
- Bank statement loan
- DSCR loan
- FHA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 10
Angie TurleyNMLS 363066
Fairway Independent Mortgage Corporation · Mooresville, IN · licensed in 26 states
- Self-employed
- First-time buyer
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 11
Jeff AdamsNMLS 1851495
CrossCountry Mortgage · Cincinnati, OH · licensed in 25 states
- Self-employed
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 12
Vince StasollaNMLS 148704
CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states
- Self-employed
- Jumbo loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 13
Heath BarnesNMLS 210164
Guild Mortgage · Houston, TX · licensed in 10 states
- Self-employed
- First-time buyer
- Jumbo loan
- Real estate investor
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- 14
Jack FakouryNMLS 618631
First Citizens Bank · Bank · Columbia, SC
- Self-employed
- Construction loan
- FHA loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Columbia, SC
- States 33 years of experience (lender page, 2026-10-09)
- 15
Mark ScheppNMLS 474164
JPMorgan Chase Bank (Chase Home Lending) · Bank · Mount Pleasant, SC
- Self-employed
- Jumbo loan
- Vacation home
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Mount Pleasant, SC
- 16
Jason GarberNMLS 624255
JPMorgan Chase Bank (Chase Home Lending) · Bank · Rock Hill, SC
- Self-employed
- HELOC
- Vacation home
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Rock Hill, SC
- 17
Ossie RogersNMLS 225423
First Citizens Bank · Bank · Columbia, SC · licensed in 4 states
- Self-employed
- Construction loan
- Down payment assistance
- FHA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Columbia, SC
- States 18 years of experience (lender page, 2026-10-09)
- 18
Valerie LeonardNMLS 415176
First Citizens Bank · Bank · Greenville, SC
- Self-employed
- Construction loan
- FHA loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Greenville, SC
- States 25 years of experience (lender page, 2026-10-09)
- 19
Lynne B. ElliottNMLS 483363
First Citizens Bank · Bank · Greenwood, SC
- Self-employed
- Construction loan
- FHA loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Greenwood, SC
- States 22 years of experience (lender page, 2026-10-09)
- 20
Bonnie JacksonNMLS 450491
Atlantic Coast Mortgage · Huntersville, NC · licensed in 8 states
- Self-employed
- First-time buyer
- Construction loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 21
Gabe LibuttiNMLS 504917
Atlantic Coast Mortgage · Huntersville, NC · licensed in 6 states
- Self-employed
- Construction loan
- Jumbo loan
- New construction
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 22
Tyler CainNMLS 118156
Embrace Home Loans · Temple Terrace, FL · licensed in 9 states
- Self-employed
- FHA loan
- Jumbo loan
- Non-QM loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 23
Ken ByrneNMLS 187129
ALCOVA Mortgage · Chantilly, VA · licensed in 7 states
- Self-employed
- Bank statement loan
- DSCR loan
- FHA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 34 years of experience (lender page, 2026-10-09)
- 24
Andrew OlsonNMLS 453787
First Citizens Bank · Bank · Charlotte, NC · licensed in 2 states
- Self-employed
- Construction loan
- FHA loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 25
Alex MacklinNMLS 500343
First Citizens Bank · Bank · Fuquay-Varina, NC · licensed in 4 states
- Self-employed
- Construction loan
- Down payment assistance
- FHA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SC license is confirmed with the state regulator (check mark), SC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=SC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.