Property types · South Carolina
Vacation home loan officers in South Carolina
As of 2026-10-09, LenDb lists 43 loan officers licensed in or based in South Carolina whose lender pages show Vacation home work. The top-ranked are Erica Davis (Guild Mortgage, Myrtle Beach), Matt Mieras (Guild Mortgage, Charleston) and Owen Michael Edwards (Guild Mortgage, Columbia). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Erica DavisNMLS 992801
Guild Mortgage · Myrtle Beach, SC
- Vacation home
- First-time buyer
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 7 years licensed
- 2
Matt MierasNMLS 245686
Guild Mortgage · Charleston, SC · licensed in 8 states
- Vacation home
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 10 years licensed
- 3
Owen Michael EdwardsNMLS 219112
Guild Mortgage · Columbia, SC · licensed in 6 states
- Vacation home
- First-time buyer
- Real estate investor
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 5 years licensed
- 4
James BurtonNMLS 2121317
Southern Trust Mortgage · Mt Pleasant, SC · licensed in 3 states
- Vacation home
- First-time buyer
- HELOC
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 3 years licensed
- 5
Jack FakouryNMLS 618631
First Citizens Bank · Columbia, SC
- Vacation home
- Construction loan
- FHA loan
- First-time buyer
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 33 years experience (stated on lender page, 2026-10-09)
- 6
Ossie RogersNMLS 225423
First Citizens Bank · Columbia, SC · licensed in 4 states
- Vacation home
- Construction loan
- Down payment assistance
- FHA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 18 years experience (stated on lender page, 2026-10-09)
- 7
Tara Simone AttwoodNMLS 1032546
Guild Mortgage · Cornelius, NC · licensed in 4 states
- Vacation home
- First-time buyer
- FHA loan
- VA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 8
Andrew OlsonNMLS 453787
First Citizens Bank · Charlotte, NC · licensed in 2 states
- Vacation home
- Construction loan
- FHA loan
- First-time buyer
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Alex MacklinNMLS 500343
First Citizens Bank · Fuquay-Varina, NC · licensed in 4 states
- Vacation home
- Construction loan
- Down payment assistance
- FHA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Katie ShiersNMLS 1594448
Guild Mortgage · Charlottesville, VA · licensed in 3 states
- Vacation home
- First-time buyer
- New construction
- Real estate investor
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Stephanie SequeiraNMLS 2107275
Atlantic Coast Mortgage · Fairfax, VA · licensed in 7 states
- Vacation home
- First-time buyer
- Real estate investor
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 12
Mandi CarlinNMLS 2844379
Guild Mortgage · Columbia, SC
- Vacation home
- First-time buyer
- VA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- No disciplinary actions on file at LenDb
- 13
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Vacation home
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Michelle RotenNMLS 118635
Union Home Mortgage · Burlington, NC · licensed in 3 states
- Vacation home
- New construction
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 15
Missy EasonNMLS 2168977
First Citizens Bank · Greenville, NC · licensed in 2 states
- Vacation home
- Construction loan
- FHA loan
- First-time buyer
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 16
Mike TravisNMLS 177511
First Heritage Mortgage · Wake Forest, NC · licensed in 6 states
- Vacation home
- Construction loan
- FHA loan
- First-time buyer
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 17
Jason NaderNMLS 313085
First Home Mortgage · Annapolis, MD · licensed in 7 states
- Vacation home
- FHA loan
- First-time buyer
- USDA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 18
Carolyn S MacIntoshNMLS 328205
First Citizens Bank · Spartanburg, SC
- Vacation home
- Construction loan
- FHA loan
- First-time buyer
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- No disciplinary actions on file at LenDb
- 19
Maggi M. BryantNMLS 414591
First Citizens Bank · St. George, SC
- Vacation home
- Construction loan
- FHA loan
- First-time buyer
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- No disciplinary actions on file at LenDb
- 20
Jennifer ArnoldNMLS 453357
First Citizens Bank · Columbia, SC
- Vacation home
- Construction loan
- Down payment assistance
- FHA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- No disciplinary actions on file at LenDb
- 21
Taylor GrahamNMLS 1736006
Guild Mortgage · Charleston, SC · licensed in 2 states
- Vacation home
- Real estate investor
- 2 to 4 unit property
- Renovation loan (203k / HomeStyle)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 0 years licensed
- 22
Stan CarterNMLS 718966
First Citizens Bank · Irmo, SC · licensed in 3 states
- Vacation home
- Construction loan
- FHA loan
- Jumbo loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- No disciplinary actions on file at LenDb
- 23
Tracy RichNMLS 70494
Union Home Mortgage · High Point, NC · licensed in 5 states
- Vacation home
- FHA loan
- Jumbo loan
- New construction
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 24
Valerie LeonardNMLS 415176
First Citizens Bank · Greenville, SC
- Vacation home
- Construction loan
- FHA loan
- First-time buyer
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Branch in South Carolina; no license list on file yet, verify at NMLS Consumer Access
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 25
Mark ScheppNMLS 474164
JPMorgan Chase Bank (Chase Home Lending) · Mount Pleasant, SC
- Vacation home
- Jumbo loan
- Self-employed
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Branch in South Carolina; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
Before you choose
Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.
- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in SC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=SC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.