Loan programs · South Carolina

Renovation loan officers in South Carolina

As of 2026-10-11, LenDb lists 68 loan officers licensed in or based in South Carolina whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Trevor McFarland (Guild Mortgage, Worcester), Todd Fogel (CrossCountry Mortgage, Sarasota) and Scott Lacey (Guild Mortgage, Lincoln). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Trevor McFarlandNMLS 38803

    Guild Mortgage · Worcester, MA · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Down payment assistance
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: February 17, 2020 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Todd FogelNMLS 555332

    CrossCountry Mortgage · Sarasota, FL · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 21, 2018 (Florida), per state regulator
    • States 30 years of experience (lender page, 2026-10-09)
  3. 3

    Scott LaceyNMLS 8154

    Guild Mortgage · Lincoln, RI · licensed in 22 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 5, 2020 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Adam BackesNMLS 653829

    CMG Home Loans · Annapolis, MD · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-11)
    • Earliest state license record: January 28, 2022 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-11)
  5. 5

    Tracey RadinovicNMLS 997560

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states

    • Renovation loan (203k / HomeStyle)
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 24, 2025 (Florida), per state regulator
    • States 14 years of experience (lender page, 2026-10-09)
  6. 6

    Joan KofskyNMLS 133361

    CrossCountry Mortgage · Wayne, PA · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • Real estate investor
    • First-time buyer
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: October 19, 2017 (Florida), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  7. 7

    Archie E. VetterNMLS 203614

    Neighborhood Loans · licensed in 20 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • Non-QM loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-10)
    • Earliest state license record: November 13, 2020 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-10)
  8. 8

    Matt MierasNMLS 245686

    Guild Mortgage · Charleston, SC · licensed in 8 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • USDA loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Office in Charleston, SC
    • Earliest state license record: February 1, 2016 (Florida), per state regulator
    • States 23 years of experience (lender page, 2026-10-09)
  9. 9

    Susan van de PollNMLS 831038

    Xpert Home Lending · Mortgage broker · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • Real estate investor
    • First-time buyer
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 1, 2006 (Colorado), per state regulator
  10. 10

    Laura LawhonNMLS 1296821

    CrossCountry Mortgage · Summerville, SC

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • HELOC
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Office in Summerville, SC
    • States 20 years of experience (lender page, 2026-10-09)
  11. 11

    Chris LoughlinNMLS 1537524

    First Home Mortgage · Baltimore, MD · licensed in 18 states

    • Renovation loan (203k / HomeStyle)
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 14, 2017 (Florida), per state regulator
  12. 12

    Angie Gora VincentNMLS 103294

    CrossCountry Mortgage · Bethlehem, GA · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • Non-QM loan
    • VA loan
    • FHA loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: February 5, 2020 (Florida), per state regulator
    • States 30 years of experience (lender page, 2026-10-09)
  13. 13

    Dan LarkinNMLS 258898

    LeaderOne Financial · Oak Brook, IL · licensed in 18 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Real estate investor
    • Construction loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: May 11, 2017 (Florida), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  14. 14

    Chris DahlgaardNMLS 337672

    CrossCountry Mortgage · Tampa, FL · licensed in 10 states

    • Renovation loan (203k / HomeStyle)
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: September 15, 2011 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  15. 15

    Shannon BradshawNMLS 545211

    CrossCountry Mortgage · Atlanta, GA · licensed in 13 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Jumbo loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: July 1, 2025 (Florida), per state regulator
    • States 21 years of experience (lender page, 2026-10-09)
  16. 16

    Joe DonovanNMLS 1450210

    CrossCountry Mortgage · Suwanee, GA · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Real estate investor
    • VA loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: February 5, 2026 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  17. 17

    Karin GaglianoNMLS 1737007

    CrossCountry Mortgage · Pittsford, NY · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Construction loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: March 9, 2026 (Florida), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  18. 18

    Vince CurcioNMLS 102096

    First Heritage Mortgage · licensed in 8 states

    • Renovation loan (203k / HomeStyle)
    • Condo
    • Construction loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 27, 2021 (Florida), per state regulator
  19. 19

    Marilyn MikanNMLS 589352

    Southern Trust Mortgage · Fayetteville, NC · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • States 25 years of experience (lender page, 2026-10-09)
  20. 20

    Amy AltenburgNMLS 820600

    Southern Trust Mortgage · Annapolis, MD · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • USDA loan
    • VA loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: February 26, 2022 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  21. 21

    Jeanne BidwellNMLS 313615

    First Heritage Mortgage · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • VA loan
    • New construction
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: September 30, 2021 (Florida), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  22. 22

    Brad ZerbeNMLS 161236

    NFM Lending · Haddonfield, NJ · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • USDA loan
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: May 28, 2025 (Florida), per state regulator
  23. 23

    Courtland ParnellNMLS 1401188

    Southern Trust Mortgage · Wilmington, NC · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 20, 2022 (Florida), per state regulator
  24. 24

    Fabiano OlmoNMLS 2760701

    CrossCountry Mortgage · Cleveland, OH · licensed in 26 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 15, 2026 (Colorado), per state regulator
  25. 25

    Nathan FitzgeraldNMLS 369554

    CrossCountry Mortgage · Orlando, FL · licensed in 15 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • VA loan
    • HELOC
    • SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: March 4, 2022 (Florida), per state regulator
    • States 15 years of experience (lender page, 2026-10-09)

Before you choose

Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.

  • How many renovation loans have you closed, and which programs?
  • How do contractor draws and inspections work?
  • What happens if the renovation runs over budget?

More about Renovation loan (203k / HomeStyle)

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SC license is confirmed with the state regulator (check mark), SC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=SC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.