Loan programs · South Carolina
USDA loan officers in South Carolina
As of 2026-10-09, LenDb lists 104 loan officers licensed in or based in South Carolina whose lender pages show USDA loan work. The top-ranked are Dinky Warr (CrossCountry Mortgage, Lexington), Matt Mieras (Guild Mortgage, Charleston) and Kevin Holmes (NFM Lending, Linthicum). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Dinky WarrNMLS 2353237
CrossCountry Mortgage · Lexington, SC
- USDA loan
- 1099 income
- Bank statement loan
- ITIN borrower
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 18 years experience (stated on lender page, 2026-10-09)
- 2
Matt MierasNMLS 245686
Guild Mortgage · Charleston, SC · licensed in 8 states
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 10 years licensed
- 3
Kevin HolmesNMLS 193246
NFM Lending · Linthicum, MD · licensed in 23 states
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 4
Amber MaurerNMLS 336048
Barrett Financial Group · licensed in 2 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 5
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 6
Don WatersNMLS 82361
Fairway Independent Mortgage Corporation · Clayton, NC · licensed in 11 states
- USDA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 7
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- USDA loan
- Condo
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 8
Chris MartoranoNMLS 130044
Guild Mortgage · Chicago, IL · licensed in 10 states
- USDA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 9
Jack FakouryNMLS 618631
First Citizens Bank · Columbia, SC
- USDA loan
- Construction loan
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 33 years experience (stated on lender page, 2026-10-09)
- 10
Austin DearingerNMLS 1833256
CrossCountry Mortgage · Greenville, SC
- USDA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- No disciplinary actions on file at LenDb
- 11
Terry T. TerzakisNMLS 110369
Homestead Funding · North Haven, CT · licensed in 12 states
- USDA loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 12
Ossie RogersNMLS 225423
First Citizens Bank · Columbia, SC · licensed in 4 states
- USDA loan
- Construction loan
- Down payment assistance
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- 18 years experience (stated on lender page, 2026-10-09)
- 13
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- USDA loan
- DSCR loan
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 14
Amy GossNMLS 194181
Guild Mortgage · Jacksonville, NC · licensed in 12 states
- USDA loan
- FHA loan
- First-time buyer
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 15
Jason NaderNMLS 313085
First Home Mortgage · Annapolis, MD · licensed in 7 states
- USDA loan
- FHA loan
- First-time buyer
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 16
Todd McDermottNMLS 63690
Homestead Funding · Goshen, NY · licensed in 9 states
- USDA loan
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 17
James DealNMLS 461209
Homeowners Financial Group · Atlanta, GA · licensed in 5 states
- USDA loan
- Bank statement loan
- FHA loan
- Foreign national
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 18
Ashley BartolNMLS 733519
Southern Trust Mortgage · Pawleys Island, SC · licensed in 3 states
- USDA loan
- FHA loan
- First-time buyer
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- Branch in South Carolina
- No disciplinary actions on file at LenDb
- 19
Oleg TkachNMLS 90937
NFM Lending · Lynnwood, WA · licensed in 24 states
- USDA loan
- FHA loan
- Real estate investor
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 20
Dennis SullivanNMLS 170161
Southern Trust Mortgage · Annapolis, MD · licensed in 12 states
- USDA loan
- FHA loan
- VA loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 21
Jason InglishNMLS 934863
ALCOVA Mortgage · Cumberland, MD · licensed in 7 states
- USDA loan
- FHA loan
- First-time buyer
- Real estate investor
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 22
Jeffrey MerkNMLS 1930460
First Heritage Mortgage · licensed in 7 states
- USDA loan
- FHA loan
- New construction
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 23
Trevor CobbNMLS 1582684
Highlands Residential Mortgage · Brentwood, TN · licensed in 8 states
- USDA loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 24
Mike TravisNMLS 177511
First Heritage Mortgage · Wake Forest, NC · licensed in 6 states
- USDA loan
- Construction loan
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 25
Amber PageNMLS 229184
Evergreen Home Loans · Silverdale, WA · licensed in 14 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in SC (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Property location and household income limits must both qualify, and USDA approval adds time to the closing.
- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in SC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=usda&state=SC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.