Zach Kent
Branch Manager/Sr. Loan Officer at Highlands Residential Mortgage · Allen, TX
NMLS ID 1214281 (opens in a new tab) · verify at NMLS Consumer Access
Zach Kent (NMLS 1214281) is Branch Manager/Sr. Loan Officer at Highlands Residential Mortgage, based in Allen, TX. Licensed in Florida, confirmed with the state regulator (license LO115182). Also lists Montana, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Real estate investor and VA loan. Licensed since 2022 (per Florida records).
Last verified . Sources: Highlands Residential Mortgage (highlandsmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: highlandsmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Montana, Tennessee, Texas
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO115182, since 2022), verified 2026-10-09.
Lender-reported: MT, TN, TX are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Highlands Residential Mortgage NMLS 134871
Current · Allen, TX · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · highlandsmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · highlandsmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · highlandsmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · highlandsmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Zach Kent (NMLS 1214281), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/zachary-kent-1214281, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.