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Property types · Virginia

Co-op loan officers in Virginia

As of 2026-10-09, LenDb lists 8 loan officers licensed in or based in Virginia whose lender pages show Co-op work. The top-ranked are Pat Lavell (CrossCountry Mortgage, Pittsford), Joel Bisaillon (JPMorgan Chase Bank (Chase Home Lending), Fairfax) and Beth Lewis (CrossCountry Mortgage, Evanston). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 8

  1. 1

    Pat LavellNMLS 179233

    CrossCountry Mortgage · Pittsford, NY · licensed in 7 states

    • Co-op
    • First-time buyer
    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  2. 2

    Joel BisaillonNMLS 565921

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Fairfax, VA

    • Co-op
    • Condo
    • VA loan
    • FHA loan
    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Fairfax, VA
    • States 22 years of experience (lender page, 2026-10-09)
  3. 3

    Beth LewisNMLS 219774

    CrossCountry Mortgage · Evanston, IL · licensed in 23 states

    • Co-op
    • Down payment assistance
    • VA loan
    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Colorado records)
    • States 18 years of experience (lender page, 2026-10-09)
  4. 4

    Dan MurphyNMLS 2765982

    First Home Mortgage · Chevy Chase, MD · licensed in 6 states

    • Co-op
    • FHA loan
    • First-time buyer
    • Construction loan
    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
  5. 5

    Peter LuciaNMLS 157015

    CrossCountry Mortgage · Brooklyn, NY · licensed in 14 states

    • Co-op
    • Non-QM loan
    • Reverse mortgage
    • FHA loan
    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  6. 6

    John GnisciNMLS 727328

    CrossCountry Mortgage · Sarasota, FL · licensed in 8 states

    • Co-op
    • Down payment assistance
    • VA loan
    • FHA loan
    • VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  7. 7

    Louis PatiernoNMLS 9820

    JPMorgan Chase Bank (Chase Home Lending) · Bank · McLean, VA

    • Co-op
    • VA loan
    • Condo
    • Vacation home
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in McLean, VA
  8. 8

    Kelly FreelandNMLS 598584

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Arlington, VA

    • Co-op
    • Down payment assistance
    • Condo
    • Vacation home
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Arlington, VA

Before you choose

Few lenders make share loans, and the co-op board sets its own financing and debt-to-income rules on top of the lender's.

  • Do you lend on co-op shares in this building, or have you before?
  • How do you coordinate with the co-op board package and recognition agreement?
  • What maximum financing does this building allow?

More about Co-op

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a VA license is confirmed with the state regulator (check mark), VA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=co-op&state=VA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.