Property types · California

Co-op loan officers in California

As of 2026-10-09, LenDb lists 66 loan officers licensed in or based in California whose lender pages show Co-op work. The top-ranked are Michael Tietz (JPMorgan Chase Bank (Chase Home Lending), San Diego), Christopher Albanese (CrossCountry Mortgage, Durango) and Beth Lewis (CrossCountry Mortgage, Evanston). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Michael TietzNMLS 53715

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Diego, CA

    • Co-op
    • Condo
    • FHA loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in San Diego, CA
    • Licensed since 2017 (per Florida records)
  2. 2

    Christopher AlbaneseNMLS 63768

    CrossCountry Mortgage · Durango, CO · licensed in 8 states

    • Co-op
    • 2 to 4 unit property
    • Condo
    • Jumbo loan
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
  3. 3

    Beth LewisNMLS 219774

    CrossCountry Mortgage · Evanston, IL · licensed in 23 states

    • Co-op
    • Down payment assistance
    • VA loan
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Colorado records)
    • States 18 years of experience (lender page, 2026-10-09)
  4. 4

    Jonathan ChuNMLS 695329

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Arcadia, CA

    • Co-op
    • Condo
    • Jumbo loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Arcadia, CA
  5. 5

    Lala BabakhanianNMLS 483215

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Glendale, CA

    • Co-op
    • Condo
    • Jumbo loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Glendale, CA
  6. 6

    Cherolynn VilaNMLS 554826

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Truckee, CA

    • Co-op
    • Condo
    • Jumbo loan
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Truckee, CA
  7. 7

    David ChangNMLS 669135

    JPMorgan Chase Bank (Chase Home Lending) · Bank · City Of Industry, CA

    • Co-op
    • Condo
    • Jumbo loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in City Of Industry, CA
  8. 8

    Barbara McDonoughNMLS 670911

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Francisco, CA

    • Co-op
    • Condo
    • Jumbo loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in San Francisco, CA
  9. 9

    Nancee FujitakeNMLS 670919

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Francisco, CA

    • Co-op
    • Condo
    • Jumbo loan
    • Down payment assistance
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in San Francisco, CA
  10. 10

    Rene PerezNMLS 799392

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Francisco, CA

    • Co-op
    • Condo
    • Jumbo loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in San Francisco, CA
  11. 11

    Ryan T. HofmannNMLS 1719056

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Pinole, CA

    • Co-op
    • Condo
    • Jumbo loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Pinole, CA
  12. 12

    William EndresNMLS 1856958

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Marina Del Rey, CA

    • Co-op
    • Condo
    • HELOC
    • Jumbo loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Marina Del Rey, CA
  13. 13

    Chris NocetiNMLS 360753

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Francisco, CA

    • Co-op
    • Condo
    • Jumbo loan
    • Vacation home
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in San Francisco, CA
  14. 14

    Kathy A LiuNMLS 410091

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Francisco, CA

    • Co-op
    • Condo
    • Self-employed
    • Vacation home
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in San Francisco, CA
  15. 15

    Shane SmithNMLS 235902

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Diego, CA · licensed in 2 states

    • Co-op
    • Condo
    • HELOC
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in San Diego, CA
    • Licensed since 2014 (per Florida records)
  16. 16

    David HoNMLS 1399224

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Francisco, CA

    • Co-op
    • Down payment assistance
    • Condo
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in San Francisco, CA
    • Licensed since 2018 (per Florida records)
  17. 17

    Nicole McCarthyNMLS 63737

    CrossCountry Mortgage · Union, NJ · licensed in 7 states

    • Co-op
    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  18. 18

    Scott NadlerNMLS 385124

    CrossCountry Mortgage · Brooklyn, NY · licensed in 8 states

    • Co-op
    • Condo
    • Jumbo loan
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  19. 19

    May HeraviNMLS 414192

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Danville, CA

    • Co-op
    • Condo
    • VA loan
    • FHA loan
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Danville, CA
  20. 20

    Dustin SundbyNMLS 2014634

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Culver City, CA

    • Co-op
    • Down payment assistance
    • Condo
    • VA loan
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Culver City, CA
  21. 21

    Eric WoodNMLS 282823

    JPMorgan Chase Bank (Chase Home Lending) · Bank · San Mateo, CA

    • Co-op
    • Condo
    • Self-employed
    • Jumbo loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in San Mateo, CA
    • Licensed since 2022 (per Florida records)
  22. 22

    Arnell Brady IINMLS 1128672

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Chicago, IL · licensed in 11 states

    • Co-op
    • Condo
    • HELOC
    • VA loan
    • CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  23. 23

    Sal PadillaNMLS 395123

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Coronado, CA

    • Co-op
    • Condo
    • Self-employed
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Coronado, CA
  24. 24

    Kimmie VoNMLS 407542

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Cupertino, CA

    • Co-op
    • Condo
    • Vacation home
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Cupertino, CA
  25. 25

    Boris S RodriguezNMLS 448101

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Encino, CA

    • Co-op
    • Down payment assistance
    • Condo
    • Vacation home
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Co-op on lender page (lender page, verified 2026-10-09)
    • Office in Encino, CA

Before you choose

Few lenders make share loans, and the co-op board sets its own financing and debt-to-income rules on top of the lender's.

  • Do you lend on co-op shares in this building, or have you before?
  • How do you coordinate with the co-op board package and recognition agreement?
  • What maximum financing does this building allow?

More about Co-op

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CA license is confirmed with the state regulator (check mark), CA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=co-op&state=CA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.