LenDb.ai

Loan programs · Missouri

DSCR loan officers in Missouri

As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in Missouri whose lender pages show DSCR loan work. The top-ranked are Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park), Brenda Carachure (Guild Mortgage, Weldon Spring) and James Hair (CrossCountry Mortgage, Houston). Ranking is lender-neutral: specialty evidence first, then a license in MO, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 11

  1. 1

    Tracey RadinovicNMLS 997560

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states

    • DSCR loan
    • Bank statement loan
    • FHA loan
    • HELOC
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Brenda CarachureNMLS 2461052

    Guild Mortgage · Weldon Spring, MO · licensed in 2 states

    • DSCR loan
    • FHA loan
    • ITIN borrower
    • Real estate investor
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • Branch in Missouri
    • No disciplinary actions on file at LenDb
  3. 3

    James HairNMLS 1680348

    CrossCountry Mortgage · Houston, TX · licensed in 11 states

    • DSCR loan
    • Low credit score
    • Renovation loan (203k / HomeStyle)
    • Self-employed
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Chad MayerNMLS 280921

    Guild Mortgage · Scottsdale, AZ · licensed in 12 states

    • DSCR loan
    • Bank statement loan
    • Non-QM loan
    • First-time buyer
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Ryan Patrick KelleyNMLS 2714234

    Loan Factory · Mortgage broker

    • DSCR loan
    • FHA loan
    • USDA loan
    • VA loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Jordan TaylorNMLS 1862550

    Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 15 states

    • DSCR loan
    • Construction loan
    • FHA loan
    • Jumbo loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Sam BromleyNMLS 1151654

    Xpert Home Lending · Mortgage broker · licensed in 10 states

    • DSCR loan
    • VA loan
    • Real estate investor
    • Asset-based qualifying
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Kevin RollerNMLS 250375

    LeaderOne Financial · Overland Park, KS · licensed in 43 states

    • DSCR loan
    • Non-QM loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Sharif BasetNMLS 2820377

    Loan Factory · Mortgage broker · Duluth, GA · licensed in 12 states

    • DSCR loan
    • Asset-based qualifying
    • FHA loan
    • Foreign national
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Ravi K BansalNMLS 2840451

    Loan Factory · Mortgage broker · Seattle, WA · licensed in 19 states

    • DSCR loan
    • Real estate investor
    • Asset-based qualifying
    • Bank statement loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Ivan LinNMLS 2462401

    Loan Factory · Mortgage broker · licensed in 10 states

    • DSCR loan
    • First-time buyer
    • Real estate investor
    • Self-employed
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MO (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Minimum DSCR ratios, rent schedules and prepayment penalties differ widely across lenders.

  • What minimum DSCR do you require, and how do you calculate rent?
  • Can I close in an LLC?
  • What prepayment penalty options do you offer?

More about DSCR loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MO or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=dscr&state=MO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.