Loan programs · Missouri
HELOC loan officers in Missouri
As of 2026-10-09, LenDb lists 34 loan officers licensed in or based in Missouri whose lender pages show HELOC work. The top-ranked are Emmett Clark (Loan Factory), Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park) and Jacob Kuzman (LeaderOne Financial, Winter Park). Ranking is lender-neutral: specialty evidence first, then a license in MO, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Emmett ClarkNMLS 233747
Loan Factory · Mortgage broker · licensed in 18 states
- HELOC
- First-time buyer
- VA loan
- FHA loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- HELOC
- Bank statement loan
- DSCR loan
- FHA loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 3
Jacob KuzmanNMLS 373644
LeaderOne Financial · Winter Park, FL · licensed in 6 states
- HELOC
- Construction loan
- First-time buyer
- Jumbo loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Brent WilkersonNMLS 488734
CrossCountry Mortgage · La Crosse, WI · licensed in 8 states
- HELOC
- Real estate investor
- USDA loan
- VA loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 5
John MarkmanNMLS 1660491
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 3 states
- HELOC
- First-time buyer
- Real estate investor
- Self-employed
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- States 16 years of experience (lender page, 2026-10-09)
- 6
Julie Vari AdamsNMLS 1496369
LeaderOne Financial · Overland Park, KS · licensed in 4 states
- HELOC
- First-time buyer
- Reverse mortgage
- VA loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Colorado records)
- 7
Lynn MullerNMLS 448356
U.S. Bank · Bank · Earth City, MO
- HELOC
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Earth City, MO
- 8
- 9
Brett ShawNMLS 315592
LeaderOne Financial · Colorado Springs, CO · licensed in 4 states
- HELOC
- Construction loan
- Down payment assistance
- FHA loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
Joe NelsonNMLS 2547018
LeaderOne Financial · Overland Park, KS · licensed in 2 states
- HELOC
- VA loan
- First-time buyer
- Construction loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- States 21 years of experience (lender page, 2026-10-09)
- 11
Joel HansenNMLS 1365271
U.S. Bank · Bank · Earth City, MO
- HELOC
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Earth City, MO
- 12
Diamond CherryNMLS 1629245
U.S. Bank · Bank · Earth City, MO
- HELOC
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Earth City, MO
- 13
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- HELOC
- Down payment assistance
- First-time buyer
- Jumbo loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- States 17 years of experience (lender page, 2026-10-09)
- 14
Arnell Brady IINMLS 1128672
JPMorgan Chase Bank (Chase Home Lending) · Bank · Chicago, IL · licensed in 11 states
- HELOC
- Co-op
- Condo
- VA loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 15
Jordan HeatherlyNMLS 1312244
Churchill Mortgage · Brentwood, TN · licensed in 13 states
- HELOC
- FHA loan
- Non-QM loan
- Real estate investor
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 16
Sam BromleyNMLS 1151654
Xpert Home Lending · Mortgage broker · licensed in 10 states
- HELOC
- VA loan
- Real estate investor
- Asset-based qualifying
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 17
Teyona StewartNMLS 2215853
First Citizens Bank · Bank · La Jolla, CA · licensed in 35 states
- HELOC
- First-time buyer
- Down payment assistance
- FHA loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 18
Emily GreenNMLS 1429849
Churchill Mortgage · Meridian, ID · licensed in 12 states
- HELOC
- Reverse mortgage
- VA loan
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 19
Scott SchneidermanNMLS 219043
CrossCountry Mortgage · Chicago, IL · licensed in 34 states
- HELOC
- First-time buyer
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 20
Christopher KeelinNMLS 63764
CrossCountry Mortgage · Denville, NJ · licensed in 42 states
- HELOC
- First-time buyer
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 21
Khalisa DaviesNMLS 180315
CrossCountry Mortgage · Bothell, WA · licensed in 25 states
- HELOC
- First-time buyer
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 22
David PickeringNMLS 12134
CrossCountry Mortgage · Cleveland, OH · licensed in 28 states
- HELOC
- First-time buyer
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- 23
Luis MelgarNMLS 1633114
CrossCountry Mortgage · Naples, FL · licensed in 4 states
- HELOC
- First-time buyer
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 24
Drew StaceyNMLS 728175
CrossCountry Mortgage · Blue Ash, OH · licensed in 27 states
- HELOC
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 25
Nic HasselwanderNMLS 1499392
CrossCountry Mortgage · Overland Park, KS · licensed in 44 states
- HELOC
- First-time buyer
- MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
Before you choose
Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.
- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MO license is confirmed with the state regulator (check mark), MO is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=MO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.