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Loan programs · Michigan

DSCR loan officers in Michigan

As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Michigan whose lender pages show DSCR loan work. The top-ranked are Jennifer Mantai (Guild Mortgage, Merrillville), John Nguyen (Guild Mortgage, Boca Raton) and Kirk Taylor (CrossCountry Mortgage, Naples). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Jennifer MantaiNMLS 138224

    Guild Mortgage · Merrillville, IN · licensed in 3 states

    • DSCR loan
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 23 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    John NguyenNMLS 389742

    Guild Mortgage · Boca Raton, FL · licensed in 21 states

    • DSCR loan
    • 1099 income
    • Bank statement loan
    • Non-QM loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Kirk TaylorNMLS 312131

    CrossCountry Mortgage · Naples, FL · licensed in 16 states

    • DSCR loan
    • 1099 income
    • Bank statement loan
    • Self-employed
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Jason StiltnerNMLS 27546

    Union Home Mortgage · Rochester, MI · licensed in 2 states

    • DSCR loan
    • Bank statement loan
    • Construction loan
    • Jumbo loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • Branch in Michigan
    • 0 years licensed
  5. 5

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • DSCR loan
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Cary MeyersNMLS 584519

    Guild Mortgage · Oswego, IL · licensed in 6 states

    • DSCR loan
    • Down payment assistance
    • FHA loan
    • Real estate investor
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Jonathan SalinasNMLS 2451140

    CrossCountry Mortgage · Memphis, TN · licensed in 6 states

    • DSCR loan
    • Down payment assistance
    • ITIN borrower
    • Non-QM loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Corey VandenbergNMLS 563900

    Success Mortgage Partners · Grand Rapids, MI · licensed in 10 states

    • DSCR loan
    • First-time buyer
    • Condo
    • Construction loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • Branch in Michigan
    • 9 years licensed
  9. 9

    Amilia CaoNMLS 2424062

    Loan Factory · Illinois · licensed in 3 states

    • DSCR loan
    • 2 to 4 unit property
    • Bank statement loan
    • Condo
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Gus DahlgrenNMLS 80625

    Union Home Mortgage · East Lansing, MI · licensed in 2 states

    • DSCR loan
    • First-time buyer
    • Real estate investor
    • Self-employed
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • Branch in Michigan
    • 4 years licensed
  11. 11

    Steve FurdockNMLS 376017

    Lit Financial Corporation · licensed in 12 states

    • DSCR loan
    • Bank statement loan
    • Jumbo loan
    • Non-QM loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Erica RenslowNMLS 707830

    Guild Mortgage · Bozeman, MT · licensed in 2 states

    • DSCR loan
    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 15 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  13. 13

    Saran MandhadapuNMLS 2417126

    Loan Factory · licensed in 10 states

    • DSCR loan
    • Real estate investor
    • Non-QM loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Nic BuccaNMLS 1086681

    Lit Financial Corporation · licensed in 8 states

    • DSCR loan
    • Bank statement loan
    • Jumbo loan
    • HELOC
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Steve AndersonNMLS 1096829

    Lit Financial Corporation · licensed in 12 states

    • DSCR loan
    • Bank statement loan
    • HELOC
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Sarah WendellNMLS 1237843

    Lit Financial Corporation

    • DSCR loan
    • Bank statement loan
    • Condo
    • Jumbo loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Kyle BrunetNMLS 1237678

    Lit Financial Corporation · licensed in 9 states

    • DSCR loan
    • Bank statement loan
    • Condo
    • Jumbo loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    David K. Clark IIINMLS 1375791

    Lit Financial Corporation · licensed in 5 states

    • DSCR loan
    • Bank statement loan
    • Non-QM loan
    • HELOC
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Billy AbdallahNMLS 1579598

    Lit Financial Corporation · licensed in 10 states

    • DSCR loan
    • Non-QM loan
    • HELOC
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Kevin RollerNMLS 250375

    LeaderOne Financial · Overland Park, KS · licensed in 43 states

    • DSCR loan
    • Non-QM loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Jeff SherryNMLS 1627459

    Lit Financial Corporation · licensed in 7 states

    • DSCR loan
    • Non-QM loan
    • FHA loan
    • VA loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    William CommonsNMLS 79745

    Assurance Financial · Baton Rouge, LA · licensed in 36 states

    • DSCR loan
    • Asset-based qualifying
    • Bank statement loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    Ayeh KlaitNMLS 1855448

    Lit Financial Corporation · licensed in 7 states

    • DSCR loan
    • HELOC
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Jordan TaylorNMLS 1862550

    Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 15 states

    • DSCR loan
    • Construction loan
    • FHA loan
    • Jumbo loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Henry DoNMLS 1863960

    Lit Financial Corporation · licensed in 7 states

    • DSCR loan
    • Bank statement loan
    • Condo
    • Jumbo loan
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed in MI (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Minimum DSCR ratios, rent schedules and prepayment penalties differ widely across lenders.

  • What minimum DSCR do you require, and how do you calculate rent?
  • Can I close in an LLC?
  • What prepayment penalty options do you offer?

More about DSCR loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=dscr&state=MI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.