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Loan programs · Illinois

DSCR loan officers in Illinois

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in Illinois whose lender pages show DSCR loan work. The top-ranked are Kirk Taylor (CrossCountry Mortgage, Naples), Tracey Radinovic (Fairway Independent Mortgage Corporation, Overland Park) and Brian Sewell (Guild Mortgage, Frankfort). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 9

  1. 1

    Kirk TaylorNMLS 312131

    CrossCountry Mortgage · Naples, FL · licensed in 16 states

    • DSCR loan
    • 1099 income
    • Bank statement loan
    • Self-employed
    • IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2014 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Tracey RadinovicNMLS 997560

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states

    • DSCR loan
    • Bank statement loan
    • FHA loan
    • HELOC
    • IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 14 years of experience (lender page, 2026-10-09)
  3. 3

    Brian SewellNMLS 212085

    Guild Mortgage · Frankfort, IL · licensed in 6 states

    • DSCR loan
    • First-time buyer
    • Physician and medical professional
    • Real estate investor
    • IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Office in Frankfort, IL
    • Licensed since 2022 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • DSCR loan
    • Bank statement loan
    • Self-employed
    • FHA loan
    • IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  5. 5

    Jonathan SalinasNMLS 2451140

    CrossCountry Mortgage · Memphis, TN · licensed in 6 states

    • DSCR loan
    • Down payment assistance
    • ITIN borrower
    • Non-QM loan
    • IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  6. 6

    Steve FurdockNMLS 376017

    Lit Financial Corporation · licensed in 12 states

    • DSCR loan
    • Bank statement loan
    • Jumbo loan
    • Non-QM loan
    • IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Florida records)
  7. 7

    Kyle BrunetNMLS 1237678

    Lit Financial Corporation · licensed in 9 states

    • DSCR loan
    • Bank statement loan
    • Condo
    • Jumbo loan
    • IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  8. 8

    Ryan McGranNMLS 2520487

    Lit Financial Corporation · licensed in 19 states

    • DSCR loan
    • Bank statement loan
    • Condo
    • Jumbo loan
    • IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Colorado records)
  9. 9

    Deepak Rana BhattNMLS 2584979

    Loan Factory · Mortgage broker · Charlotte, NC

    • DSCR loan
    • Bank statement loan
    • Non-QM loan
    • USDA loan
    • IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists DSCR loan on lender page (lender page, verified 2026-10-09)

Before you choose

Minimum DSCR ratios, rent schedules and prepayment penalties differ widely across lenders.

  • What minimum DSCR do you require, and how do you calculate rent?
  • Can I close in an LLC?
  • What prepayment penalty options do you offer?

More about DSCR loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a IL license is confirmed with the state regulator (check mark), IL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=dscr&state=IL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.