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Borrower situations · Alabama

Loan officers for foreign nationals in Alabama

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Alabama whose lender pages show Foreign national work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), James Deal (Homeowners Financial Group, Atlanta) and Sharif Baset (Loan Factory, Duluth). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 4

  1. 1

    Eric RosemaryNMLS 301253

    CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states

    • Foreign national
    • Asset-based qualifying
    • Bank statement loan
    • DSCR loan
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    James DealNMLS 461209

    Homeowners Financial Group · Atlanta, GA · licensed in 5 states

    • Foreign national
    • Bank statement loan
    • FHA loan
    • Jumbo loan
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Sharif BasetNMLS 2820377

    Loan Factory · Mortgage broker · Duluth, GA · licensed in 12 states

    • Foreign national
    • Asset-based qualifying
    • DSCR loan
    • FHA loan
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Ivan LinNMLS 2462401

    Loan Factory · Mortgage broker · licensed in 10 states

    • Foreign national
    • First-time buyer
    • Real estate investor
    • Self-employed
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in AL (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Only a few lenders accept foreign income, foreign credit references and international documentation.

  • What documents do you accept to verify foreign income and credit?
  • What down payment and reserves do foreign national loans need?
  • Can funds come from an overseas account?

More about Foreign national

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in AL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=foreign-national&state=AL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.