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Borrower situations · Texas

Loan officers for foreign nationals in Texas

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in Texas whose lender pages show Foreign national work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Steve Crossman (CrossCountry Mortgage, McKinney) and Antonio Gutierrez (Loan Factory, North DFW). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 9

  1. 1

    Eric RosemaryNMLS 301253

    CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states

    • Foreign national
    • Asset-based qualifying
    • Bank statement loan
    • DSCR loan
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Steve CrossmanNMLS 995551

    CrossCountry Mortgage · McKinney, TX · licensed in 6 states

    • Foreign national
    • Asset-based qualifying
    • Bank statement loan
    • DSCR loan
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
    • 6 years licensed
  3. 3

    Antonio GutierrezNMLS 722537

    Loan Factory · Mortgage broker · North DFW, TX

    • Foreign national
    • Asset-based qualifying
    • Bank statement loan
    • Construction loan
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • Branch in Texas
    • 20 years experience (stated on lender page, 2026-10-09)
  4. 4

    Elie KassinNMLS 2798052

    Loan Factory · Mortgage broker · Miami, FL · licensed in 2 states

    • Foreign national
    • HELOC
    • Real estate investor
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Tri NgoNMLS 1383266

    Loan Factory · Mortgage broker · licensed in 3 states

    • Foreign national
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Aristides SotoNMLS 2178368

    Barrett Financial Group · Mortgage broker · Gilbert, AZ · licensed in 4 states

    • Foreign national
    • Self-employed
    • 1099 income
    • Bank statement loan
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Anthony G RegaNMLS 399203

    Loan Factory · Mortgage broker · licensed in 5 states

    • Foreign national
    • Asset-based qualifying
    • Bank statement loan
    • Construction loan
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    James PhamNMLS 2633990

    Loan Factory · Mortgage broker · licensed in 4 states

    • Foreign national
    • DSCR loan
    • FHA loan
    • First-time buyer
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Sharif BasetNMLS 2820377

    Loan Factory · Mortgage broker · Duluth, GA · licensed in 12 states

    • Foreign national
    • Asset-based qualifying
    • DSCR loan
    • FHA loan
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed in TX (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Only a few lenders accept foreign income, foreign credit references and international documentation.

  • What documents do you accept to verify foreign income and credit?
  • What down payment and reserves do foreign national loans need?
  • Can funds come from an overseas account?

More about Foreign national

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in TX or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=foreign-national&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.