Borrower situations · New Jersey

Loan officers for foreign nationals in New Jersey

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in New Jersey whose lender pages show Foreign national work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton) and Johanna Arias (CrossCountry Mortgage, Allentown). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 2

  1. 1

    Eric RosemaryNMLS 301253

    CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states

    • Foreign national
    • Asset-based qualifying
    • Bank statement loan
    • DSCR loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed since 2012 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Johanna AriasNMLS 908021

    CrossCountry Mortgage · Allentown, PA · licensed in 3 states

    • Foreign national
    • DSCR loan
    • ITIN borrower
    • Non-QM loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Foreign national on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 10 years of experience (lender page, 2026-10-09)

Before you choose

Only a few lenders accept foreign income, foreign credit references and international documentation.

  • What documents do you accept to verify foreign income and credit?
  • What down payment and reserves do foreign national loans need?
  • Can funds come from an overseas account?

More about Foreign national

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NJ license is confirmed with the state regulator (check mark), NJ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=foreign-national&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.