Loan programs · Maine

HELOC loan officers in Maine

As of 2026-10-11, LenDb lists 18 loan officers licensed in or based in Maine whose lender pages show HELOC work. The top-ranked are Jill Lyons (CMG Home Loans, Reno), James Abdallah (Lit Financial Corporation) and Ryan Vallone (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in ME, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 17

  1. 1

    Jill LyonsNMLS 206346

    CMG Home Loans · Reno, NV · licensed in 50 states

    • HELOC
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-11)
    • Earliest state license record: July 12, 2011 (Florida), per state regulator
  2. 2

    James AbdallahNMLS 255833

    Lit Financial Corporation · licensed in 14 states

    • HELOC
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: June 30, 2015 (Florida), per state regulator
    • States 22 years of experience (lender page, 2026-10-09)
  3. 3

    Ryan ValloneNMLS 312680

    Lit Financial Corporation · licensed in 14 states

    • HELOC
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: March 2, 2020 (Colorado), per state regulator
    • States 15 years of experience (lender page, 2026-10-09)
  4. 4

    Jordan HeatherlyNMLS 1312244

    Churchill Mortgage · Brentwood, TN · licensed in 13 states

    • HELOC
    • First-time buyer
    • Recent credit event
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: July 28, 2021 (Florida), per state regulator
  5. 5

    Kelly HaglerNMLS 583063

    CMG Home Loans · Napa , CA · licensed in 49 states

    • HELOC
    • First-time buyer
    • Jumbo loan
    • New construction
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-11)
  6. 6

    Debbie O'RourkeNMLS 21486

    CrossCountry Mortgage · Newton, MA · licensed in 4 states

    • HELOC
    • Jumbo loan
    • First-time buyer
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • States 25 years of experience (lender page, 2026-10-09)
  7. 7

    Maryann TaorminaNMLS 28020

    CrossCountry Mortgage · Tampa, FL · licensed in 8 states

    • HELOC
    • First-time buyer
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: April 14, 2011 (Florida), per state regulator
    • States 40 years of experience (lender page, 2026-10-09)
  8. 8

    Scott SchneidermanNMLS 219043

    CrossCountry Mortgage · Chicago, IL · licensed in 34 states

    • HELOC
    • First-time buyer
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: May 18, 2016 (Florida), per state regulator
    • States 28 years of experience (lender page, 2026-10-09)
  9. 9

    Phil RussoNMLS 8676

    CrossCountry Mortgage · Wayne, PA · licensed in 27 states

    • HELOC
    • First-time buyer
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 3, 2011 (Florida), per state regulator
  10. 10

    Christopher KeelinNMLS 63764

    CrossCountry Mortgage · Denville, NJ · licensed in 42 states

    • HELOC
    • First-time buyer
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: June 27, 2011 (Florida), per state regulator
  11. 11

    Joseph CostanzoNMLS 1408507

    CrossCountry Mortgage · Cleveland, OH · licensed in 21 states

    • HELOC
    • VA loan
    • FHA loan
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: September 29, 2016 (Colorado), per state regulator
  12. 12

    Nic HasselwanderNMLS 1499392

    CrossCountry Mortgage · Overland Park, KS · licensed in 44 states

    • HELOC
    • First-time buyer
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 24, 2017 (Florida), per state regulator
  13. 13

    Matt SchwartzNMLS 151017

    CrossCountry Mortgage · Southlake, TX · licensed in 26 states

    • HELOC
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 1, 2019 (Florida), per state regulator
  14. 14

    Natalie MalinowskiNMLS 2050805

    CrossCountry Mortgage · Topsfield, MA · licensed in 4 states

    • HELOC
    • FHA loan
    • VA loan
    • First-time buyer
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: February 9, 2021 (Florida), per state regulator
  15. 15

    Ryan McGranNMLS 2520487

    Lit Financial Corporation · licensed in 19 states

    • HELOC
    • Bank statement loan
    • Condo
    • DSCR loan
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: September 20, 2023 (Colorado), per state regulator
  16. 16

    Samuel CroninNMLS 179178

    CrossCountry Mortgage · Zanesville, OH · licensed in 7 states

    • HELOC
    • First-time buyer
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: February 11, 2026 (Florida), per state regulator
  17. 17

    Seamus HughesNMLS 2076384

    CrossCountry Mortgage · Denville, NJ · licensed in 8 states

    • HELOC
    • First-time buyer
    • ME listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 29, 2025 (Florida), per state regulator

Before you choose

Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.

  • What combined loan-to-value do you allow?
  • Is the rate variable, and are there fixed-rate draw options?
  • Are there annual fees or early closure fees?

More about HELOC

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a ME license is confirmed with the state regulator (check mark), ME is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=ME. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.