Borrower situations · Tennessee

Loan officers for ITIN borrowers in Tennessee

As of 2026-10-10, LenDb lists 3 loan officers licensed in or based in Tennessee whose lender pages show ITIN borrower work. The top-ranked are Jonathan Salinas (CrossCountry Mortgage, Memphis), Jamie Beaston (Lower, Hurst) and Ari Wren (American Pacific Mortgage, El Paso). Ranking is lender-neutral: specialty evidence first, then a license in TN, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 3

  1. 1

    Jonathan SalinasNMLS 2451140

    CrossCountry Mortgage · Memphis, TN · licensed in 6 states

    • ITIN borrower
    • Down payment assistance
    • DSCR loan
    • Non-QM loan
    • TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
    • Office in Memphis, TN
    • Licensed since 2023 (per Florida records)
  2. 2

    Jamie BeastonNMLS 1935052

    Lower · Hurst, TX · licensed in 9 states

    • ITIN borrower
    • Non-QM loan
    • VA loan
    • TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists ITIN borrower on lender page (lender page, verified 2026-10-10)
    • Licensed since 2024 (per Florida records)
  3. 3

    Ari WrenNMLS 2012580

    American Pacific Mortgage · El Paso, TX · licensed in 3 states

    • ITIN borrower
    • Construction loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists ITIN borrower on lender page (lender page, verified 2026-10-09)

Before you choose

Agency loans require a Social Security number, so ITIN loans come from a limited set of portfolio and non-QM lenders.

  • Do you offer ITIN loans, and what down payment do they need?
  • How do you verify my income and credit history?
  • Can I refinance into a different loan later?

More about ITIN borrower

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a TN license is confirmed with the state regulator (check mark), TN is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=itin&state=TN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.