Property types

Mixed-use property

A building with both residential and commercial space, such as an apartment over a storefront.

Why it is hard

Residential lenders cap the commercial share of the building, and beyond that it becomes a commercial loan.

What to ask a loan officer

What share of the building can be commercial for a residential loan?
Can rental income from the commercial space count?
If this needs a commercial loan, can you do that too?

Also called

mixed-use, mixed use, storefront, live work, live/work, commercial and residential

Find a loan officer

Ranked loan officers by state and city are coming soon. Agents can query now: /api/v1/loan-officers?specialty=mixed-use&state=FL or this specialty as JSON.