Property types

Manufactured home

A factory-built home on a permanent foundation, financed as real property or as a chattel loan.

Why it is hard

Foundation certifications, land ownership and title status determine eligibility, and many lenders do not offer these loans at all.

What to ask a loan officer

Do you finance manufactured homes as real property, chattel, or both?
What foundation certification and age requirements apply?
Can the land and home be financed together?

Also called

manufactured home, mobile home, modular home, double wide, single wide, chattel

Find a loan officer

Ranked loan officers by state and city are coming soon. Agents can query now: /api/v1/loan-officers?specialty=manufactured&state=FL or this specialty as JSON.