Borrower situations · Iowa
Loan officers for homeowners who are refinancing in Iowa
As of 2026-10-26, LenDb lists 25 loan officers licensed in or based in Iowa whose lender pages show Refinance work. The top-ranked are Kim Shuey (Mutual of Omaha Mortgage, Overland Park), Stephanie O'Farrell (Mutual of Omaha Mortgage, Overland Park) and Steve Hochrein (Newrez, Columbia). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Kim ShueyNMLS 410338
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 16 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 50256), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: July 22, 2011 (Texas), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 2
Stephanie O'FarrellNMLS 95809
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 17 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 50253), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: November 17, 2008 (Illinois), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 3
Steve HochreinNMLS 133559
Newrez · Columbia, MD · licensed in 16 states
- Refinance
- ✓Licensed in IA: confirmed with the Iowa regulator (license 31976), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: February 21, 2011 (Florida), per state regulator
- States 14 years of experience (lender page, 2026-10-14)
- 4
Christopher ArnoldNMLS 1702764
Newrez · Fort Washington, PA · licensed in 16 states
- Refinance
- ✓Licensed in IA: confirmed with the Iowa regulator (license 36950), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: January 30, 2018 (Wisconsin), per state regulator
- 5
Jim SimpsonNMLS 420787
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 17 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 52003), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 15, 2015 (Colorado), per state regulator
- States 22 years of experience (lender page, 2026-10-20)
- 6
Megan CurtisNMLS 1621681
Pennymac · Pasadena, CA · licensed in 9 states
- Refinance
- HELOC
- ✓Licensed in IA: confirmed with the Iowa regulator (license 51930), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: September 12, 2017 (Colorado), per state regulator
- 7
Eric RasoNMLS 457108
CMG Home Loans · Tempe, AZ · licensed in 40 states
- Refinance
- 2 to 4 unit property
- Low credit score
- Non-QM loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 37401), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: August 27, 2014 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 8
Mark GundersenNMLS 397893
Mutual of Omaha Mortgage · St. Charles, IL · licensed in 11 states
- Refinance
- Down payment assistance
- FHA loan
- First-time buyer
- ✓Licensed in IA: confirmed with the Iowa regulator (license 52560), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: November 20, 2012 (Illinois), per state regulator
- States 21 years of experience (lender page, 2026-10-20)
- 9
Crystal SantosNMLS 690317
Consumer Real Estate Finance Co. · Spring Grove, IL · licensed in 5 states
- Refinance
- Non-QM loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 53223), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: March 28, 2022 (Illinois), per state regulator
- States 25 years of experience (lender page, 2026-10-21)
- 10
James AbdallahNMLS 255833
Lit Financial Corporation · Dearborn, MI · licensed in 6 states
- Refinance
- HELOC
- ✓Licensed in IA: confirmed with the Iowa regulator (license 20819), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: February 8, 2011 (Illinois), per state regulator
- States 22 years of experience (lender page, 2026-10-19)
- 11
Natasha RobinsonNMLS 332074
Guaranteed Rate Affinity, LLC · Chicago, IL · licensed in 10 states
- Refinance
- ✓Licensed in IA: confirmed with the Iowa regulator (license 34148), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: April 20, 2009 (Illinois), per state regulator
- 12
Jayden BurnsNMLS 2820315
INDEPENDENCE HOME LOANS LLC · licensed in 2 states
- Refinance
- ✓Licensed in IA: confirmed with the Iowa regulator (license 58342), verified 2026-10-20
- Focus: Refinance (from their bio on their lender page, verified 2026-10-26)
- Earliest state license record: April 3, 2026 (Oregon), per state regulator
- 13
Ryan ValloneNMLS 312680
Lit Financial Corporation · licensed in 6 states
- Refinance
- HELOC
- ✓Licensed in IA: confirmed with the Iowa regulator (license 36760), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: February 13, 2020 (Iowa), per state regulator
- States 15 years of experience (lender page, 2026-10-19)
- 14
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 39 states
- Refinance
- Condo
- Down payment assistance
- FHA loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 23438), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 26, 2012 (Oregon), per state regulator
- 15
Moe KashamNMLS 31220
Lit Financial Corporation · licensed in 5 states
- Refinance
- FHA loan
- VA loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 26357), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: July 22, 2010 (Texas), per state regulator
- 16
Tyler BahnsenNMLS 362852
CMG Home Loans · Miami, FL · licensed in 14 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 51659), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: October 20, 2011 (Florida), per state regulator
- States 21 years of experience (lender page, 2026-10-20)
- 17
Khash SaghafiNMLS 120117
Liberty Home Mortgage Corporation · Independence, OH · licensed in 14 states
- Refinance
- FHA loan
- USDA loan
- VA loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 36369), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: October 24, 2014 (Florida), per state regulator
- States 25 years of experience (lender page, 2026-10-15)
- 18
Robert FergerNMLS 228658
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 13 states
- Refinance
- FHA loan
- Jumbo loan
- VA loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 50576), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: July 10, 2017 (Colorado), per state regulator
- States 25 years of experience (lender page, 2026-10-20)
- 19
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- Refinance
- Vacation home
- Bank statement loan
- DSCR loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 53580), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: August 23, 2016 (California), per state regulator
- 20
Travis GoltzNMLS 351337
Granite Bank · Bank · Champlin, MN
- Refinance
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: January 2, 2014 (Wisconsin), per state regulator
- 21
Jake LonghtaNMLS 1595726
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 15 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 50902), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: April 4, 2018 (Colorado), per state regulator
- States 10 years of experience (lender page, 2026-10-20)
- 22
Bryan MillerNMLS 1191905
The Federal Savings Bank · Bank
- Refinance
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: July 30, 2018 (Wisconsin), per state regulator
- 23
Jennifer BuckholzNMLS 265867
CMG Home Loans · Federal Way, WA · licensed in 28 states
- Refinance
- First-time buyer
- ✓Licensed in IA: confirmed with the Iowa regulator (license 30498), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: July 26, 2011 (Oregon), per state regulator
- 24
Britainy WilkersonNMLS 1137924
Xpert Home Lending · Mortgage broker · Roseville, CA · licensed in 17 states
- Refinance
- VA loan
- ✓Licensed in IA: confirmed with the Iowa regulator (license 51070), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: December 4, 2023 (Iowa), per state regulator
- States 15 years of experience (lender page, 2026-10-21)
- 25
Corry WarrenNMLS 1957139
Consumer Real Estate Finance Co. · Cleveland, OH · licensed in 4 states
- Refinance
- ✓Licensed in IA: confirmed with the Iowa regulator (license 52948), verified 2026-10-20
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: November 5, 2024 (Iowa), per state regulator
- States 6 years of experience (lender page, 2026-10-21)
Before you choose
Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.
- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a IA license is confirmed with the state regulator (check mark), IA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=refinance&state=IA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.