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Borrower situations · Iowa

Loan officers for first-time buyers in Iowa

As of 2026-10-09, LenDb lists 81 loan officers licensed in or based in Iowa whose lender pages show First-time buyer work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), Chad Rankin (Guild Mortgage, Worcester) and Susan Howe (Fairway Independent Mortgage Corporation, Foxboro). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • First-time buyer
    • Real estate investor
    • VA loan
    • FHA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Chad RankinNMLS 490282

    Guild Mortgage · Worcester, MA · licensed in 38 states

    • First-time buyer
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    Susan HoweNMLS 848400

    Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 12 states

    • First-time buyer
    • VA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  4. 4

    John HigdonNMLS 929683

    Guild Mortgage · Waterloo, IA · licensed in 8 states

    • First-time buyer
    • Down payment assistance
    • Renovation loan (203k / HomeStyle)
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Office in Waterloo, IA
    • Licensed since 2019 (per Florida records)
    • States 14 years of experience (lender page, 2026-10-09)
  5. 5

    Aaron SandersNMLS 2555076

    CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states

    • First-time buyer
    • Real estate investor
    • VA loan
    • Construction loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  6. 6

    Dan LarkinNMLS 258898

    LeaderOne Financial · Oak Brook, IL · licensed in 18 states

    • First-time buyer
    • Real estate investor
    • Construction loan
    • Down payment assistance
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  7. 7

    Joe McBreenNMLS 686541

    CrossCountry Mortgage · Michigan City, IN · licensed in 22 states

    • First-time buyer
    • Real estate investor
    • FHA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 16 years of experience (lender page, 2026-10-09)
  8. 8

    Andrew CornettNMLS 502408

    LeaderOne Financial · Springfield, IL · licensed in 8 states

    • First-time buyer
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 28 years of experience (lender page, 2026-10-09)
  9. 9

    Alissa PenkavaNMLS 720725

    Union Home Mortgage · Albert Lea, MN · licensed in 2 states

    • First-time buyer
    • Down payment assistance
    • Real estate investor
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • States 12 years of experience (lender page, 2026-10-09)
  10. 10

    Angie TurleyNMLS 363066

    Fairway Independent Mortgage Corporation · Mooresville, IN · licensed in 26 states

    • First-time buyer
    • Self-employed
    • VA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  11. 11

    Bridget IscheNMLS 480187

    Guild Mortgage · Prior Lake, MN · licensed in 7 states

    • First-time buyer
    • Real estate investor
    • Jumbo loan
    • Down payment assistance
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  12. 12

    Erin TrescottNMLS 457124

    Guild Mortgage · Omaha, NE · licensed in 2 states

    • First-time buyer
    • USDA loan
    • Down payment assistance
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
  13. 13

    Brian CisnaNMLS 621108

    Guild Mortgage · Austin, TX · licensed in 3 states

    • First-time buyer
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
  14. 14

    Jenna MooreNMLS 890066

    Guild Mortgage · Hannibal, MO · licensed in 3 states

    • First-time buyer
    • FHA loan
    • Real estate investor
    • USDA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
  15. 15

    Michael Chi-UkpaiNMLS 1371449

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 12 states

    • First-time buyer
    • FHA loan
    • Jumbo loan
    • VA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
  16. 16

    Alana HallaertNMLS 41354

    Guild Mortgage · Omaha, NE · licensed in 8 states

    • First-time buyer
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  17. 17

    Fabiano OlmoNMLS 2760701

    CrossCountry Mortgage · Cleveland, OH · licensed in 26 states

    • First-time buyer
    • Renovation loan (203k / HomeStyle)
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
  18. 18

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • First-time buyer
    • Bank statement loan
    • DSCR loan
    • Self-employed
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  19. 19

    Kevin HolmesNMLS 193246

    NFM Lending · Linthicum, MD · licensed in 23 states

    • First-time buyer
    • FHA loan
    • Jumbo loan
    • USDA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
  20. 20

    Emmett ClarkNMLS 233747

    Loan Factory · Mortgage broker · licensed in 18 states

    • First-time buyer
    • HELOC
    • VA loan
    • FHA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  21. 21

    Chuck ButterfieldNMLS 176620

    Churchill Mortgage · licensed in 20 states

    • First-time buyer
    • Real estate investor
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
  22. 22

    Bruce O'KronleyNMLS 30743

    CrossCountry Mortgage · Southfield, MI · licensed in 29 states

    • First-time buyer
    • FHA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  23. 23

    Frank CimpermanNMLS 194237

    CrossCountry Mortgage · Cleveland, OH · licensed in 50 states

    • First-time buyer
    • FHA loan
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2012 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  24. 24

    Scott SchneidermanNMLS 219043

    CrossCountry Mortgage · Chicago, IL · licensed in 34 states

    • First-time buyer
    • HELOC
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  25. 25

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • First-time buyer
    • Down payment assistance
    • Jumbo loan
    • Real estate investor
    • IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists First-time buyer on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)

Before you choose

The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.

  • Which low down payment programs fit my situation?
  • Am I eligible for any first-time buyer assistance here?
  • What will my total cash to close be?

More about First-time buyer

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a IA license is confirmed with the state regulator (check mark), IA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=IA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.