Loan programs · Iowa
USDA loan officers in Iowa
As of 2026-10-09, LenDb lists 16 loan officers licensed in or based in Iowa whose lender pages show USDA loan work. The top-ranked are Kathryn Pedersen (CrossCountry Mortgage, Steamboat Springs), Coley Rau (CrossCountry Mortgage, Bryan) and James Igbinovia (CrossCountry Mortgage, Scottsdale). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 16
- 1
Kathryn PedersenNMLS 223884
CrossCountry Mortgage · Steamboat Springs, CO · licensed in 4 states
- USDA loan
- Jumbo loan
- VA loan
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 2
Coley RauNMLS 256481
CrossCountry Mortgage · Bryan, OH · licensed in 26 states
- USDA loan
- Down payment assistance
- Jumbo loan
- Real estate investor
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 3
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- USDA loan
- Self-employed
- Construction loan
- Jumbo loan
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 4
James McMurreyNMLS 2302283
CrossCountry Mortgage · Lacey, WA · licensed in 25 states
- USDA loan
- FHA loan
- VA loan
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 5
Joshua PhillipsNMLS 157670
Churchill Mortgage · Brentwood, TN · licensed in 10 states
- USDA loan
- FHA loan
- VA loan
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 6
Ellie BreitbachNMLS 1849568
Guild Mortgage · Prior Lake, MN · licensed in 4 states
- USDA loan
- FHA loan
- VA loan
- Down payment assistance
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- 7
Jenna MooreNMLS 890066
Guild Mortgage · Hannibal, MO · licensed in 3 states
- USDA loan
- FHA loan
- First-time buyer
- Real estate investor
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- 8
Matt BarrettNMLS 258528
Intercap Lending · Cottonwood Heights, UT · licensed in 19 states
- USDA loan
- Down payment assistance
- FHA loan
- Real estate investor
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 9
Frank SanchezNMLS 2290099
Barrett Financial Group · Mortgage broker · Katy, TX · licensed in 11 states
- USDA loan
- FHA loan
- Jumbo loan
- Non-QM loan
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 10
George HarshNMLS 237004
CrossCountry Mortgage · Houston, TX · licensed in 33 states
- USDA loan
- Jumbo loan
- VA loan
- FHA loan
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Colorado records)
- 11
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- USDA loan
- Bank statement loan
- DSCR loan
- Self-employed
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 12
Brent WilkersonNMLS 488734
CrossCountry Mortgage · La Crosse, WI · licensed in 8 states
- USDA loan
- HELOC
- Real estate investor
- VA loan
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 13
Kevin HolmesNMLS 193246
NFM Lending · Linthicum, MD · licensed in 23 states
- USDA loan
- First-time buyer
- FHA loan
- Jumbo loan
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 14
Erin TrescottNMLS 457124
Guild Mortgage · Omaha, NE · licensed in 2 states
- USDA loan
- First-time buyer
- Down payment assistance
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- 15
Manen PanNMLS 1006352
First Citizens Bank · Bank · Pasadena, CA · licensed in 32 states
- USDA loan
- Real estate investor
- Construction loan
- Down payment assistance
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- 16
Chris MillerNMLS 891520
Xpert Home Lending · Mortgage broker · licensed in 3 states
- USDA loan
- Construction loan
- FHA loan
- Jumbo loan
- IA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
Before you choose
Property location and household income limits must both qualify, and USDA approval adds time to the closing.
- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a IA license is confirmed with the state regulator (check mark), IA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=usda&state=IA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.