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Loan programs · Iowa

Jumbo loan officers in Iowa

As of 2026-10-09, LenDb lists 55 loan officers licensed in or based in Iowa whose lender pages show Jumbo loan work. The top-ranked are Kevin Holmes (NFM Lending, Linthicum), Iris Legaspi (First Citizens Bank, San Diego) and Kathryn Pedersen (CrossCountry Mortgage, Steamboat Springs). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Kevin HolmesNMLS 193246

    NFM Lending · Linthicum, MD · licensed in 23 states

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Jumbo loan
    • Down payment assistance
    • First-time buyer
    • Physician and medical professional
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Kathryn PedersenNMLS 223884

    CrossCountry Mortgage · Steamboat Springs, CO · licensed in 4 states

    • Jumbo loan
    • USDA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 25 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    Chad LubbenNMLS 447796

    CrossCountry Mortgage · Cornelius, NC · licensed in 12 states

    • Jumbo loan
    • Condo
    • FHA loan
    • First-time buyer
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    James IgbinoviaNMLS 626688

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states

    • Jumbo loan
    • Self-employed
    • Construction loan
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Josh PatrickNMLS 667835

    CrossCountry Mortgage · Newport Beach, CA · licensed in 18 states

    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Michael Chi-UkpaiNMLS 1371449

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 12 states

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  8. 8

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Jumbo loan
    • Non-QM loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Christina EwingNMLS 386807

    CrossCountry Mortgage · Chicago, IL · licensed in 15 states

    • Jumbo loan
    • VA loan
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Alex MargulisNMLS 192878

    CrossCountry Mortgage · Chicago, IL · licensed in 29 states

    • Jumbo loan
    • Down payment assistance
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Mike CookNMLS 232248

    CrossCountry Mortgage · San Diego, CA · licensed in 23 states

    • Jumbo loan
    • Non-QM loan
    • VA loan
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Daniel LimbergNMLS 33979

    Lit Financial Corporation · licensed in 11 states

    • Jumbo loan
    • HELOC
    • FHA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Matt ShinerNMLS 1260521

    NFM Lending · Tempe, AZ · licensed in 9 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Dan GjeldumNMLS 686529

    CrossCountry Mortgage · Hinsdale, IL · licensed in 43 states

    • Jumbo loan
    • Non-QM loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    George HarshNMLS 237004

    CrossCountry Mortgage · Houston, TX · licensed in 33 states

    • Jumbo loan
    • USDA loan
    • VA loan
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • Jumbo loan
    • Down payment assistance
    • Real estate investor
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Maggie MikaitisNMLS 1395394

    CrossCountry Mortgage · Chicago, IL · licensed in 36 states

    • Jumbo loan
    • Condo
    • Real estate investor
    • Non-QM loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Holly LucaNMLS 586712

    Loan Factory · Mortgage broker · licensed in 4 states

    • Jumbo loan
    • Construction loan
    • Down payment assistance
    • DSCR loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Tyler BergNMLS 1681256

    CrossCountry Mortgage · Columbus, OH · licensed in 16 states

    • Jumbo loan
    • Down payment assistance
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Derek Ryan ForsytheNMLS 1187683

    Guild Mortgage · Waterloo, IA

    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • Branch in Iowa
    • No disciplinary actions on file at LenDb
  23. 23

    Michael FreemanNMLS 237263

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 5 states

    • Jumbo loan
    • Non-QM loan
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Tom MerrittNMLS 315449

    CrossCountry Mortgage · Chicago, IL · licensed in 14 states

    • Jumbo loan
    • Condo
    • First-time buyer
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Bill LittonNMLS 147060

    CrossCountry Mortgage · Chadds Ford, PA · licensed in 27 states

    • Jumbo loan
    • Down payment assistance
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in IA (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.

  • What reserves and credit score do your jumbo programs require?
  • Do you offer interest-only or ARM jumbo options?
  • Can you do a jumbo with less than 20 percent down?

More about Jumbo loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=IA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.