Languages · Arizona
Chinese-speaking loan officers in Arizona
As of 2026-10-15, LenDb lists 8 loan officers licensed in or based in Arizona whose lender pages say they speak Chinese. The top-ranked are Joyce Y Lee (Loan Factory), Josue Arevalo (Loan Factory) and Joanne Moc (Loan Factory, Westminster). Ranking is lender-neutral: a license in AZ, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.
Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 8
- 1
Joyce Y LeeNMLS 1373760
Loan Factory · Mortgage broker · licensed in 5 states
- Real estate investor
- Reverse mortgage
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: August 11, 2023 (Florida), per state regulator
- States 10 years of experience (lender page, 2026-10-09)
- 2
Josue ArevaloNMLS 2579089
Loan Factory · Mortgage broker · licensed in 2 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- States 6 years of experience (lender page, 2026-10-09)
- 3
Joanne MocNMLS 2013590
Loan Factory · Mortgage broker · Westminster, CA · licensed in 8 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: February 9, 2021 (Wisconsin), per state regulator
- 4
Lijun HagueNMLS 2267181
Zero Point Mortgage Services · licensed in 8 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-15)
- Earliest state license record: July 15, 2022 (Colorado), per state regulator
- 5
Kwok ChoyNMLS 760271
Loan Factory · Mortgage broker · licensed in 10 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: October 9, 2022 (Illinois), per state regulator
- 6
James ChenNMLS 17991
Cliffco, Inc. · Uniondale, NY · licensed in 13 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-15)
- Earliest state license record: January 12, 2024 (Florida), per state regulator
- 7
Howard YangNMLS 2013833
Loan Factory · Mortgage broker · licensed in 2 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: November 10, 2021 (California), per state regulator
- 8
Ming WangNMLS 2395248
Loan Factory · Mortgage broker · licensed in 8 states
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: November 1, 2022 (Texas), per state regulator
How this list is ranked
A loan officer is listed when their own lender page lists Chinese. Loan officers are included when a AZ license is confirmed with the state regulator (check mark), AZ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?lang=zh&state=AZ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.