Languages · New Jersey

Chinese-speaking loan officers in New Jersey

As of 2026-10-19, LenDb lists 5 loan officers licensed in or based in New Jersey whose lender pages say they speak Chinese. The top-ranked are Clare Lin (Loan Factory), Wei Zhao (Wells Fargo Home Mortgage, Red Bank) and James Chen (Cliffco, Inc., Uniondale). Ranking is lender-neutral: a license in NJ, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Clare LinNMLS 299165

    Loan Factory · Mortgage broker · licensed in 2 states

    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Chinese (lender page, verified 2026-10-09)
    • States 18 years of experience (lender page, 2026-10-09)
  2. 2

    Wei ZhaoNMLS 58743

    Wells Fargo Home Mortgage · Bank · Red Bank, NJ

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Chinese (lender page, verified 2026-10-19)
    • Office in Red Bank, NJ
  3. 3

    James ChenNMLS 17991

    Cliffco, Inc. · Uniondale, NY · licensed in 13 states

    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Chinese (lender page, verified 2026-10-15)
    • Earliest state license record: January 12, 2024 (Florida), per state regulator
  4. 4

    Queeny DuongNMLS 826674

    Cliffco, Inc. · Uniondale, NY · licensed in 5 states

    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Chinese (lender page, verified 2026-10-15)
    • Earliest state license record: January 29, 2026 (Florida), per state regulator
  5. 5

    Rosette XuNMLS 1838793

    Loan Factory · Mortgage broker · licensed in 9 states

    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Chinese (lender page, verified 2026-10-09)
    • Earliest state license record: July 26, 2023 (Florida), per state regulator

How this list is ranked

A loan officer is listed when their own lender page lists Chinese. Loan officers are included when a NJ license is confirmed with the state regulator (check mark), NJ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=zh&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.