Languages · Washington
Chinese-speaking loan officers in Washington
As of 2026-10-19, LenDb lists 29 loan officers licensed in or based in Washington whose lender pages say they speak Chinese. The top-ranked are Jason Yan (JPMorgan Chase Bank (Chase Home Lending), Bellevue), Harrison Lee (JPMorgan Chase Bank (Chase Home Lending), Seattle) and Ying Cai (JPMorgan Chase Bank (Chase Home Lending), Newcastle). Ranking is lender-neutral: a license in WA, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.
Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Jason YanNMLS 1736861
JPMorgan Chase Bank (Chase Home Lending) · Bank · Bellevue, WA
- Self-employed
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Bellevue, WA
- States 8 years of experience (lender page, 2026-10-09)
- 2
Harrison LeeNMLS 1311628
JPMorgan Chase Bank (Chase Home Lending) · Bank · Seattle, WA
- Down payment assistance
- FHA loan
- VA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Seattle, WA
- States 7 years of experience (lender page, 2026-10-09)
- 3
Ying CaiNMLS 2157327
JPMorgan Chase Bank (Chase Home Lending) · Bank · Newcastle, WA
- Self-employed
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Newcastle, WA
- Earliest state license record: August 12, 2021 (California), per state regulator
- States 6 years of experience (lender page, 2026-10-09)
- 4
Kevin DangNMLS 942978
Loan Factory · Mortgage broker · Washington
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in Washington
- 5
Li NingNMLS 2019191
Loan Factory · Mortgage broker · Washington
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in Washington
- 6
Kuan Yao WangNMLS 2518612
Loan Factory · Mortgage broker · Washington
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Office in Washington
- 7
Shiyan LiuNMLS 2470720
JPMorgan Chase Bank (Chase Home Lending) · Bank · Bellevue, WA
- Jumbo loan
- Self-employed
- Vacation home
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Bellevue, WA
- 8
Yang YangNMLS 1223737
Wells Fargo Home Mortgage · Bank · Bellevue, WA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Bellevue, WA
- 9
Laurel GaoNMLS 2539554
Bank of America · Bank · Issaquah, WA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Issaquah, WA
- 10
Fanghao ChenNMLS 2835140
Bank of America · Bank · Seattle, WA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Seattle, WA
- 11
Mark LiuNMLS 1539344
Bank of America · Bank · Redmond, WA
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Chinese (lender page, verified 2026-10-19)
- Office in Redmond, WA
- 12
Quan LiNMLS 2538542
Loan Factory · Mortgage broker · licensed in 2 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: April 17, 2025 (Texas), per state regulator
- States 10 years of experience (lender page, 2026-10-09)
- 13
Min NicarNMLS 1569049
Loan Factory · Mortgage broker · licensed in 8 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: February 27, 2017 (Texas), per state regulator
- 14
Xiaolan ZhuNMLS 2180005
Loan Factory · Mortgage broker · licensed in 7 states
- First-time buyer
- Real estate investor
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: December 1, 2021 (Texas), per state regulator
- 15
Joanne MocNMLS 2013590
Loan Factory · Mortgage broker · Westminster, CA · licensed in 8 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: February 9, 2021 (Wisconsin), per state regulator
- 16
Lijun HagueNMLS 2267181
Zero Point Mortgage Services · licensed in 8 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-15)
- Earliest state license record: July 15, 2022 (Colorado), per state regulator
- 17
Hong VongNMLS 1448106
Loan Factory · Mortgage broker · licensed in 3 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: December 7, 2020 (Florida), per state regulator
- 18
David Kaohua DaiNMLS 1969769
Loan Factory · Mortgage broker · licensed in 5 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: November 2, 2023 (Florida), per state regulator
- 19
Stanley ChenNMLS 2136564
Loan Factory · Mortgage broker · licensed in 2 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: May 14, 2021 (Oregon), per state regulator
- 20
Samantha LeiNMLS 1861774
Loan Factory · Mortgage broker · licensed in 5 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: September 28, 2023 (California), per state regulator
- 21
Felina ZhangNMLS 2459857
Loan Factory · Mortgage broker · licensed in 5 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: May 17, 2023 (Florida), per state regulator
- 22
Joseph ChenNMLS 2573818
Loan Factory · Mortgage broker · licensed in 2 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: October 15, 2025 (Oregon), per state regulator
- 23
Mingming CaiNMLS 2157762
Loan Factory · Mortgage broker · licensed in 4 states
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- Earliest state license record: September 20, 2024 (California), per state regulator
- 24
Lay VongNMLS 961456
Loan Factory · Mortgage broker
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
- 25
Amy C LiNMLS 1975023
Loan Factory · Mortgage broker
- WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Chinese (lender page, verified 2026-10-09)
How this list is ranked
A loan officer is listed when their own lender page lists Chinese. Loan officers are included when a WA license is confirmed with the state regulator (check mark), WA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?lang=zh&state=WA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.