Loan programs

Down payment assistance

State, county or lender programs that provide grants or second loans toward the down payment and closing costs.

Why it is hard

Programs are local, change often, and need the lender to be approved with the housing agency that runs them.

What to ask a loan officer

Which down payment assistance programs are you approved for here?
Is the assistance a grant, a forgivable loan, or a repayable second?
Are there income, purchase price or first-time buyer limits?

Also called

down payment assistance, dpa, down payment help, closing cost assistance, housing finance agency, hfa, grant

Find a loan officer

Ranked loan officers by state and city are coming soon. Agents can query now: /api/v1/loan-officers?specialty=down-payment-assistance&state=FL or this specialty as JSON.