Loan programs

USDA loan

A zero down payment loan for eligible rural and suburban areas with income limits.

Why it is hard

Property location and household income limits must both qualify, and USDA approval adds time to the closing.

What to ask a loan officer

Is this address in a USDA eligible area?
Does my household income fall under the limit for this county?
How long does USDA approval take with you right now?

Also called

usda, usda loan, rural development, zero down rural, section 502

Find a loan officer

Ranked loan officers by state and city are coming soon. Agents can query now: /api/v1/loan-officers?specialty=usda&state=FL or this specialty as JSON.