Independent mortgage bank
Vellum Mortgage
Company NMLS ID 1657323 (opens in a new tab) · vellummortgage.com (opens in a new tab)
Vellum Mortgage (company NMLS 1657323) is an independent mortgage lender. LenDb lists 18 of its loan officers, each with an individual NMLS ID, licensed states and sources. Programs listed on its site include Down payment assistance, FHA loan, First-time buyer, Jumbo loan and USDA loan.
Last verified . Sources: Vellum Mortgage's own loan officer directory and NMLS Consumer Access.
- 18 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Loan programs offered
Lending activity (HMDA)
Funded 1,687 home loans in 2025 (HMDA), 1,274 conventional
- By loan type: 1,274 conventional, 257 FHA, 153 VA, 3 USDA.
- By purpose: 1,396 purchase, 283 refinance, 8 other (home improvement and other closed-end loans).
- 56 jumbo (above the conforming loan limit); 123 for investment properties.
- Up 13% from 2024 (1,494 loans).
- About $892.4 million in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in Maryland (538), California (437), Virginia (393).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Branch not listed 18
- Andrei Paduraru · NMLS 1713519
- Brandon Korn · NMLS 2831014
- David Khashabi · NMLS 2831924
- Grant Frye · NMLS 2002924
- Hannah Papazian · NMLS 1918022
- Heejin Kim · NMLS 325464
- Heidi Ameli · NMLS 1334110
- Jennifer Muldowny · NMLS 2108359
- Jonathan Birchler · NMLS 2760963
- Joseph Whilden · NMLS 1993450
- Kelsey Vincent · NMLS 1982885
- Madeline Malinovsky · NMLS 1774704
- Sarah Burgson · NMLS 1865237
- Shabnam Mujaddidi · NMLS 2760965
- Shannon Leydig · NMLS 197958
- Victor Flynn · NMLS 2002922
- Wesley Denison · NMLS 1930896
- Zakary Rhodes · NMLS 1922378
Source: manual (loan officer directory (opens in a new tab)), verified 2026-10-08. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.