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Andrea Trout, photo from Guild Mortgage

Andrea Trout

Senior Loan Officer at Guild Mortgage · Columbia, MD

NMLS ID 183903 (opens in a new tab) · verify at NMLS Consumer Access

Andrea Trout (NMLS 183903) is Senior Loan Officer at Guild Mortgage, based in Columbia, MD. Licensed in 5 states: Florida, District of Columbia, Maryland, Pennsylvania and Virginia. Focus areas shown on the lender page: FHA loan, First-time buyer, USDA loan and VA loan. 4 years licensed.

Last verified . Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: branches.guildmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, District of Columbia, Maryland, Pennsylvania, Virginia

Confirmed with the state regulator: FL (opens in a new tab) (LO104741, since 2022), PA (opens in a new tab) (61680), verified 2026-10-09.

Others as listed on the lender page (DC, MD, VA), not yet checked against state regulators.

Contact

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View profile at Guild Mortgage (opens in a new tab)

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Employment history

  1. Guild Mortgage NMLS 3274

    Current · Columbia, MD · seen on lender site 2026-10-09

Disciplinary actions

None on record

Regulator orders are not loaded yet. Check NMLS Consumer Access.

About

Andrea has been in the mortgage industry since 2003, specializing in first-time buyer programs, VA, FHA, and USDA loans. Growing up in a military family and married to a police officer, she is committed to serving armed forces members and first responders.

Our summary of the lender page. Verified 2026-10-09.

Serves
Howard County, Anne Arundel County, Carroll County, MD
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · data.pa.gov (opens in a new tab)verified 2026-10-09
Licensed stateslender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Andrea Trout (NMLS 183903), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/andrea-trout-183903, last verified 2026-10-09.

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