Pat Sepulveda-Garcia
Branch Manager at Full Realty Services, Inc.
NMLS ID 256533 (opens in a new tab) · verify at NMLS Consumer Access
Pat Sepulveda-Garcia (NMLS 256533) is Branch Manager at Full Realty Services, Inc.. Licensed in California, confirmed with the state regulator (license 01145644). Focus areas shown on the lender page: First-time buyer, Construction loan, FHA loan, Jumbo loan and Non-QM loan. States 36 years of experience.
Last verified . Sources: Full Realty Services, Inc. (21stcenturylending.com), California state regulator and NMLS Consumer Access (license status, check live).
- 36 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Construction loan(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: Jumbo loan(from their lender profile page)
- Focus: Non-QM loan(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: Reverse mortgage(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: 21stcenturylending.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: CA (opens in a new tab) (01145644), verified 2026-10-15.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Full Realty Services, Inc. NMLS 241835
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Pat Sepulveda-Garcia has 36 years of experience and they specialize in guiding first-time homebuyers. Their profile lists VA, FHA, Jumbo, Construction, Investment Property, Reverse, USDA and Non-QM loans as specialties.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | state regulator · 21stcenturylending.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dre.ca.gov (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · 21stcenturylending.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · 21stcenturylending.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · 21stcenturylending.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · 21stcenturylending.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Pat Sepulveda-Garcia (NMLS 256533), Full Realty Services, Inc.. LenDb.ai, https://lendb.ai/lo/blanca-sepulveda-256533, last verified 2026-10-15.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.