Caroline Garcia Oronoz
Team Lead at CrossCountry Mortgage · Destin, FL
NMLS ID 2137864 (opens in a new tab) · verify at NMLS Consumer Access
Caroline Garcia Oronoz (NMLS 2137864) is Team Lead at CrossCountry Mortgage, based in Destin, FL. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Jumbo loan, Non-QM loan and Real estate investor. Earliest state license record: July 6, 2023 (Florida), per state regulator. States 5 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 6, 2023 (Florida), per state regulator
- 5 years experience (stated)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Georgia, Pennsylvania
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO121299, first effective 2023-07-06), PA (opens in a new tab) (105201), verified 2026-10-09.
Lender-reported: GA is listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
CrossCountry Mortgage NMLS 3029
Current · Destin, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
With over 5 years of home financing experience, Caroline is dedicated to building wealth through real estate and empowering underrepresented communities, especially in minority homeownership.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Advocate for increasing homeownership in minority communities
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Caroline Garcia Oronoz (NMLS 2137864), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/caroline-garcia-oronoz-2137864, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.