Charlie Gutierrez
Loan Officer at CrossCountry Mortgage · Melbourne, FL
NMLS ID 476628 (opens in a new tab) · verify at NMLS Consumer Access
Charlie Gutierrez (NMLS 476628) is Loan Officer at CrossCountry Mortgage, based in Melbourne, FL. Licensed in Florida (license LO46543, issued 2017). Focus areas shown on the lender page: Real estate investor and VA loan. 9 years licensed.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 9 years licensed
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Confirmed with the state regulator: FL (opens in a new tab) (LO46543, since 2017), verified 2026-10-09.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Melbourne, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Charlie started his finance career in 2011 after 20 years serving in the U.S. Coast Guard. He focuses on helping clients achieve homeownership goals and has volunteered in youth sports for 14 years.
Our summary of the lender page. Verified 2026-10-09.
- Community
- 14 years volunteering in youth sports, coaching basketball and baseball
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Charlie Gutierrez (NMLS 476628), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/charles-gutierrez-476628, last verified 2026-10-09.
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