Chuck Espinoza
Loan Officer at Guild Mortgage · San Antonio, TX
NMLS ID 1153841 (opens in a new tab) · verify at NMLS Consumer Access
Chuck Espinoza (NMLS 1153841) is Loan Officer at Guild Mortgage, based in San Antonio, TX. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and Down payment assistance. Speaks Spanish. States 32 years of experience.
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com) and NMLS Consumer Access (license status, check live).
- 32 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: branches.guildmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · San Antonio, TX · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Chuck has over 32 years of mortgage experience including processing, underwriting, operations, compliance, and closing. Fluent in English and Spanish, they have called San Antonio home for over 25 years.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Born and raised in Laredo; San Antonio resident for over 25 years
- Source (opens in a new tab), verified 2026-10-09
- Role
- Experience in processing, underwriting, operations, compliance, and closing
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Chuck Espinoza (NMLS 1153841), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/chuck-espinoza-1153841, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.