Jose R. Cruz

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending) · Plantation, FL

NMLS ID 613789 (opens in a new tab) · verify at NMLS Consumer Access

Jose R. Cruz (NMLS 613789) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Plantation, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Co-op, Condo, Self-employed and FHA loan. Speaks Spanish.

Last verified 2026-10-09. Sources: JPMorgan Chase Bank (Chase Home Lending) (homelendingadvisor.chase.com) and NMLS Consumer Access (license status, check live).

Likely federally registered
Unclaimed profile
Disciplinary history not yet checked

Specialties

Where we saw these: homelendingadvisor.chase.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Spanish

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Employment history

JPMorgan Chase Bank (Chase Home Lending) NMLS 399798
Current · Plantation, FL · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Jose R. serves South Florida clients and has 19 years of experience as a Senior Home Lending Advisor. Fluent in Spanish, he specializes in preapproval, self-employed lending, condo and co-op lending, first-time homebuyer programs, and jumbo mortgages.

Our summary of the lender page. Verified 2026-10-09.

Serves: South Florida; Source (opens in a new tab), verified 2026-10-09
Credentials: Chase Certified in FHA Loans; Source (opens in a new tab), verified 2026-10-09
Credentials: Chase Certified in VA Loans; Source (opens in a new tab), verified 2026-10-09
Credentials: Chase Certified in Chase Private Client Lending; Source (opens in a new tab), verified 2026-10-09
Credentials: Chase Certified in Down Payment Assistance Programs; Source (opens in a new tab), verified 2026-10-09

Sources

Name and employer	lender site · homelendingadvisor.chase.com (opens in a new tab)	verified 2026-10-09
Specialties	lender site · homelendingadvisor.chase.com (opens in a new tab)	verified 2026-10-09
Languages	lender site · homelendingadvisor.chase.com (opens in a new tab)	verified 2026-10-09
Summary	lender site · homelendingadvisor.chase.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · homelendingadvisor.chase.com (opens in a new tab)	verified 2026-10-09
Photo	lender site · homelendingadvisor.chase.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Jose R. Cruz (NMLS 613789), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/jose-r-cruz-613789, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.