Joseph Girolamo
Originating Branch Manager at CrossCountry Mortgage · Peabody, MA
NMLS ID 496314 (opens in a new tab) · verify at NMLS Consumer Access
Joseph Girolamo (NMLS 496314) is Originating Branch Manager at CrossCountry Mortgage, based in Peabody, MA. Licensed in 10 states: Florida, Connecticut, Massachusetts, Maine, North Carolina, New Hampshire, Pennsylvania, Rhode Island and 2 more. 4 years licensed.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- 4 years licensed
- 10 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Connecticut, Massachusetts, Maine, North Carolina, New Hampshire, Pennsylvania, Rhode Island, South Carolina, Texas
Confirmed with the state regulator: FL (opens in a new tab) (LO99145, since 2021), PA (opens in a new tab) (114635), verified 2026-10-09.
Others as listed on the lender page (CT, MA, ME, NC, NH, RI, SC, TX), not yet checked against state regulators.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Peabody, MA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Joseph has over 30 years of mortgage industry experience starting from his first home purchase in 1988. He is known for expertise in loan diagnostics, process flow, and problem-solving, and mentors new loan officers.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Promoted to Sales Manager early in career, known for expertise in complex scenarios
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Known for expertise in loan diagnostics, process flow, and problem-solving
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Joseph Girolamo (NMLS 496314), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-girolamo-496314, last verified 2026-10-09.
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