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Joe Smith, photo from CrossCountry Mortgage

Joe Smith

Branch Manager / SVP at CrossCountry Mortgage · Boston, MA

NMLS ID 481139 (opens in a new tab) · verify at NMLS Consumer Access

Joe Smith (NMLS 481139) is Branch Manager / SVP at CrossCountry Mortgage, based in Boston, MA. Licensed in Florida, confirmed with the state regulator (license LO14322). Also lists California, Connecticut, Massachusetts, Maine, New Hampshire, Rhode Island and Vermont on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, Self-employed and VA loan. Licensed since 2012 (per Florida records). States 30 years of experience.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, California, Connecticut, Massachusetts, Maine, New Hampshire, Rhode Island, Vermont

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO14322, since 2012), verified 2026-10-09.

Lender-reported: CA, CT, MA, ME, NH, RI, VT are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at CrossCountry Mortgage (opens in a new tab)

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Boston, MA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Joe Smith has funded more than $5 billion in home loans over 30+ years, specializing in complex financing challenges for homebuyers, self-employed borrowers, investors, and veterans.

Our summary of the lender page. Verified 2026-10-09.

Credentials
Funded more than $5 billion in home loans throughout career
Source (opens in a new tab), verified 2026-10-09
Credentials
Scotsman Guide Top Originator
Source (opens in a new tab), verified 2026-10-09
Serves
Serves Boston area including Dorchester Center, Medford, Charlestown, Jamaica Plain, Back Bay, South Boston, Cathedral, Everett, Malden
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Joe Smith (NMLS 481139), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-smith-481139, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.