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Loan programs · Massachusetts

HELOC loan officers in Massachusetts

As of 2026-10-09, LenDb lists 30 loan officers licensed in or based in Massachusetts whose lender pages show HELOC work. The top-ranked are Daniel McDermott (CrossCountry Mortgage, Montvale), James Eagle Jr. (Newrez, Fort Washington) and Jared Maxwell (Embrace Home Loans, Middletown). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Daniel McDermottNMLS 430030

    CrossCountry Mortgage · Montvale, NJ · licensed in 26 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 14 years licensed
  2. 2

    James Eagle Jr.NMLS 16685

    Newrez · Fort Washington, PA · licensed in 5 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 14 years licensed
  3. 3

    Jared MaxwellNMLS 19167

    Embrace Home Loans · Middletown, RI · licensed in 23 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  4. 4

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • HELOC
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
  5. 5

    William J. GillNMLS 453608

    Total Mortgage Services · Fairfield, CT · licensed in 5 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
  6. 6

    Christopher ArnoldNMLS 1702764

    Newrez · Fort Washington, PA · licensed in 3 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
  7. 7

    Anthony DesanoNMLS 12319

    Embrace Home Loans · Middletown, RI · licensed in 24 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 6 years licensed
  8. 8

    Teyona StewartNMLS 2215853

    First Citizens Bank · La Jolla, CA · licensed in 35 states

    • HELOC
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
  9. 9

    Ray WaislerNMLS 6621

    LeaderOne Financial · Oak Brook, IL · licensed in 4 states

    • HELOC
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 7 years licensed
  10. 10

    Debbie O'RourkeNMLS 21486

    CrossCountry Mortgage · Newton, MA · licensed in 4 states

    • HELOC
    • Jumbo loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 25 years experience (stated on lender page, 2026-10-09)
  11. 11

    Maryann TaorminaNMLS 28020

    CrossCountry Mortgage · Tampa, FL · licensed in 8 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  12. 12

    Natalie MalinowskiNMLS 2050805

    CrossCountry Mortgage · Topsfield, MA · licensed in 4 states

    • HELOC
    • FHA loan
    • VA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 5 years licensed
  13. 13

    Phil RussoNMLS 8676

    CrossCountry Mortgage · Wayne, PA · licensed in 27 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  14. 14

    Christopher KeelinNMLS 63764

    CrossCountry Mortgage · Denville, NJ · licensed in 42 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  15. 15

    Jake HealyNMLS 1028904

    CrossCountry Mortgage · Delray Beach, FL · licensed in 7 states

    • HELOC
    • First-time buyer
    • Non-QM loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 13 years licensed
  16. 16

    David PickeringNMLS 12134

    CrossCountry Mortgage · Cleveland, OH · licensed in 28 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 14 years licensed
  17. 17

    Kirk TaylorNMLS 312131

    CrossCountry Mortgage · Naples, FL · licensed in 16 states

    • HELOC
    • 1099 income
    • Bank statement loan
    • DSCR loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 12 years licensed
  18. 18

    Justin LiebermanNMLS 17836

    CrossCountry Mortgage · Union, NJ · licensed in 18 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 11 years licensed
  19. 19

    Brad BensonNMLS 373382

    CrossCountry Mortgage · Tampa, FL · licensed in 8 states

    • HELOC
    • Jumbo loan
    • Real estate investor
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 12 years licensed
  20. 20

    Ethan NguyenNMLS 728843

    CrossCountry Mortgage · Braintree, MA · licensed in 5 states

    • HELOC
    • Construction loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
    • 2 years licensed
  21. 21

    Scott SchneidermanNMLS 219043

    CrossCountry Mortgage · Chicago, IL · licensed in 34 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
  22. 22

    Marcio ValadaoNMLS 727779

    CrossCountry Mortgage · Deerfield Beach, FL · licensed in 4 states

    • HELOC
    • Non-QM loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 10 years licensed
  23. 23

    Brandon MooreNMLS 2704411

    CrossCountry Mortgage · Boston, MA · licensed in 2 states

    • HELOC
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • Branch in Massachusetts
  24. 24

    Drew StaceyNMLS 728175

    CrossCountry Mortgage · Blue Ash, OH · licensed in 27 states

    • HELOC
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 8 years licensed
  25. 25

    Brandon ParentiNMLS 1187141

    CrossCountry Mortgage · Prospect, CT · licensed in 6 states

    • HELOC
    • First-time buyer
    • Non-QM loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in MA (listed on lender page, verified 2026-10-09)
    • 8 years licensed

Before you choose

Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.

  • What combined loan-to-value do you allow?
  • Is the rate variable, and are there fixed-rate draw options?
  • Are there annual fees or early closure fees?

More about HELOC

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=MA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.