Loan programs · Massachusetts
VA loan officers in Massachusetts
As of 2026-10-09, LenDb lists 114 loan officers licensed in or based in Massachusetts whose lender pages show VA loan work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Joe Lombardo (Guild Mortgage, Reading) and Joe Smith (CrossCountry Mortgage, Boston). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Fred DamoreNMLS 4395
Fairway Independent Mortgage Corporation · Methuen, MA · licensed in 4 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 30 years experience (stated on lender page, 2026-10-09)
- 2
Joe LombardoNMLS 84881
Guild Mortgage · Reading, MA · licensed in 2 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 30 years experience (stated on lender page, 2026-10-09)
- 3
Joe SmithNMLS 481139
CrossCountry Mortgage · Boston, MA · licensed in 8 states
- VA loan
- Real estate investor
- Self-employed
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 14 years licensed
- 4
Joe GalvinNMLS 48834
Loan Factory · Andover, MA · licensed in 3 states
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 8 years licensed
- 5
- 6
Steven HochreinNMLS 133559
Newrez · Columbia, MD · licensed in 3 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 7
Natalie MalinowskiNMLS 2050805
CrossCountry Mortgage · Topsfield, MA · licensed in 4 states
- VA loan
- FHA loan
- First-time buyer
- HELOC
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 5 years licensed
- 8
Dave GambogiNMLS 121204
Newrez · Fort Washington, PA · licensed in 4 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 9
Tony RabyNMLS 3961
Guild Mortgage · North Attleboro, MA · licensed in 5 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 3 years licensed
- 10
Jon LibmanNMLS 14174
Guild Mortgage · North Attleboro, MA · licensed in 4 states
- VA loan
- FHA loan
- First-time buyer
- DSCR loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 3 years licensed
- 11
Mike NadeauNMLS 20421
First Home Mortgage · Seekonk, MA · licensed in 4 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 3 years licensed
- 12
Scott EvansNMLS 256163
CrossCountry Mortgage · San Diego, CA · licensed in 38 states
- VA loan
- Jumbo loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 13
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 14
Susan HoweNMLS 848400
Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 12 states
- VA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 6 years licensed
- 15
Kristina HayesNMLS 1057175
Churchill Mortgage · Irvine, CA · licensed in 24 states
- VA loan
- FHA loan
- Non-QM loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 16
Marc RosenbergNMLS 810360
Newrez · Fort Washington, PA · licensed in 5 states
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 17
Bianca CannatellaNMLS 2304332
CrossCountry Mortgage · Peabody, MA · licensed in 4 states
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 1 years licensed
- 18
Diana Carvajal-HirschNMLS 704461
First Citizens Bank · Cambridge, MA
- VA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 20 years experience (stated on lender page, 2026-10-09)
- 19
Paula HarrisNMLS 18950
CrossCountry Mortgage · Beverly, MA · licensed in 2 states
- VA loan
- Jumbo loan
- Real estate investor
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 35 years experience (stated on lender page, 2026-10-09)
- 20
Kathy VaselNMLS 50076
CrossCountry Mortgage · Andover, MA · licensed in 2 states
- VA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- No disciplinary actions on file at LenDb
- 21
Jason BowmanNMLS 109540
Newrez · Columbia, MD · licensed in 4 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 22
Michael Alan WendorfNMLS 109568
Newrez · Columbia, MD · licensed in 9 states
- VA loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 23
Kerry CaseyNMLS 2613437
CrossCountry Mortgage · Beverly, MA · licensed in 5 states
- VA loan
- Condo
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 20 years experience (stated on lender page, 2026-10-09)
- 24
George KomoroskiNMLS 16721
Total Mortgage Services · Milford, CT · licensed in 16 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 25
Jeff CrusseNMLS 110395
Newrez · Columbia, MD · licensed in 3 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=MA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.